CAF American Donor Fund

Helping employees who have dual tax status

CAF American Donor FundIf you have employees who are paying tax in the UK and US, they could find that the US tax rules invalidate UK tax breaks on charitable giving. The CAF American Donor Fund can help individuals make the most of tax relief from both countries.

The CAF American Donor Fund is a great way for individuals paying tax in both countries to claim Gift Aid in the UK and get a tax deduction in the US.

How it works

Donors can make gifts from the CAF American Donor Fund to charitable organisations anywhere in the world, provided they are recognized as charitable under UK and US law. 

It can make all the difference to the church or university that individuals still like to support back home or to the arts group that they have become part of in the UK.

Benefits

Using this CAF Fund can help your employees to:

  • use Gift Aid, where appropriate, increasing their donation to charity by up to 28%
  • claim the difference between basic and higher rate tax through their UK tax return
  • ensure tax deductibility in the US

This Fund is available to individuals who pay tax in both the UK and US if their earnings exceed the worldwide foreign-earned income threshold (currently $80,000).

Three ways to give

1. Single donations - individuals can make single donations to the 
    Fund (Donor Advised Gift)

2. Regular contributions - individuals can make regular
    contributions to an account (Donor Advised Fund Account)

3. Open a Trust Account - this allows donations to charities from
    the income and capital of an invested fund (£100,000 minimum)

Employees can use cash, shares or gifts through payroll giving schemes such as CAF Give As You Earn to make contributions to the CAF American Donor Fund.

Next steps

To promote this to your employees:

Or direct your employees to our section for individual donors.