Andrew Smith


Relationship Director

Andy joined CAF Bank in 2017, bringing extensive experience from his 30 years in lending roles within the banking industry. He has detailed knowledge of commercial and property transactions, which he has used to support all types of residential development and refurbishment projects. Now, he is focusing on wider charity and social purpose lending.

Andy enjoys meeting and learning about clients in order to find out how we can best support them, and the people who rely on them. His financial analysis and planning skills allow him to find ways to support proposals, even if the initial request doesn’t quite fit the usual criteria. He has a tenacity to help deals succeed, regardless of challenges.

Off the clock: Andy loves watching motor sport, including F1, and attends the 24 Hours of Le Mans every year. He spends a lot of his time watching his two sons play football and cricket, and is also involved in coaching youth football. 
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CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451). CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450. CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered in England and Wales under number 2771873. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).