Dolphin Living

London, UK

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Rising house prices and market rents mean that making London their home is an unattainable dream for more and more people.


One of the organisations tackling the acute shortage of high-quality, affordable homes in central London is Dolphin Living, the brand name for the Dolphin Square Charitable Foundation and its subsidiaries

Dolphin Living’s affordable housing developments are designed for key workers and local people facing poverty, deprivation or disadvantage - in some cases giving formerly homeless people their first ever tenancy. Its pioneering approach includes offering personalised rents, assessing tenants’ income and charging based on ability to pay.

The growing need for affordable homes in London where residents can remain close to their families, work and community services is fundamental to Dolphin Living’s core mission. To help grow its portfolio by providing 20 new homes for Londoners at sub-market rents, the charity approached CAF Bank for loan finance.


Naturally, Dolphin Living benchmarked CAF Bank’s proposal against other offerings on the market, to ensure the pricing, terms and amounts offered were competitive. What sets CAF Bank apart from other banks though are its similar values and charitable objectives to those of Dolphin Living, making the partnership a natural fit.

Olivia Harris, Finance Director, Dolphin Living, explains "We were reassured by the alignment of interests that CAF Bank wants us to achieve our charitable objectives. We look forward to continuing our relationship with CAF Bank and in doing so keeping affordable properties available to working and vulnerable Londoners".


CAF Bank supported the purchase of new housing stock in central London with a £5 million investment, representing the bank’s biggest loan to date. This development is now providing homes for vulnerable individuals who are either homeless, have learning difficulties or who are unemployed and are being supported to start their own business. Tenants benefit by staying in Westminster, closer to their place of work, friends and family, and valued public services.

If your housing association has ambitions to purchase, develop or refurbish properties for a social purpose, call our charity loan experts now for a free consultation on 03000 123 444.

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.