Seven tips to maintain a charity bank account
Here are seven tips to help you maintain your charity bank account.
Welcome to CAF Bank
The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.
The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.
Charity banking carries real responsibility.
Responsibility to the donors who place their trust in you, to the trustees who put their names to decisions and to communities working towards a better future. It is responsibility for the work behind the work, the controls, the approvals, the restricted funds, the reporting and the invisible foundations that make visible impact possible.
When your bank understands that responsibility, banking becomes a source of confidence. Decisions feel clearer. Support feels dependable. Everything flows with purpose.
We are built for charities and social purpose organisations. We tailor our approach to each charity’s structure, governance and purpose, combining professional banking standards with deep sector insight to build supportive relationships.
CAF Bank designs financial tools around how charities really work. Our services align with real charity workflows, helping trustees and finance teams manage funds with confidence and control.
Every financial decision a charity makes carries responsibility. At CAF Bank, we support trustees to govern with confidence, help donors to give with trust, and communities to benefit from impact.
We support over 14,000 charities and social purpose enterprises with dedicated banking services.
Our customers entrust us with £1.45 billion in deposits.
Loans advanced by CAF Bank to help charities and social enterprises grow sustainably.
We ranked joint first for overall customer satisfaction in the 2024 Charity Banking Survey.
We were named among the greenest UK banks by environmental organisation Bank.Green in 2024.
We're committed to helping you keep your money safe, through a range of measures and tools.
If you are exploring what good charity banking looks like, our guide Finding the right banking partner for your charity is a helpful place to start. It shares practical insight into what makes charity banking different, why governance and structure matter, and how charities can manage their finances with confidence.
Our articles are designed to support charities at every stage, from strengthening governance to making confident financial decisions. Grounded in real charity experience, they help trustees and leaders navigate complexity, protect funds and build resilience, so charities focus on delivering impact with confidence.
Here are seven tips to help you maintain your charity bank account.
Choosing the right bank account is an important decision for any charity.
This article covers what could be described as the Cupboard, Fridge, Freezer model.
Your eligible deposits held by CAF Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Please
view the FSCS leaflet for further information or visit www.fscs.org.uk.
This product is provided by CAF Bank Ltd.
CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).
CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.