Why do charities need loans?

Borrowing funds is one way of kick-starting your projects and achieving your goals more quickly than through fundraising alone.

Our free guide sets out how organisations just like yours could benefit from accessing repayable finance, and outlines a range of potential options for charities and social enterprises.

What's inside the guide?

  • Examples of how not-for-profit organisations have borrowed to diversify income, develop a property or deal with cashflow issues
  • Checklist of key questions and potential risks you need to consider
  • Insight into what lenders look for and how to prepare your business case
Download Financing the Future

Why CAF?

We know that finding flexible finance isn’t always easy, as many commercial lenders simply don’t consider lending to charities and social enterprises.

CAF is a charity, so we understand the sector. We’ll work closely with you to understand your organisation's situation and specific needs, and will help you through the process to find suitable finance.

How do we help?

Secured loans up to 25 years

CAF Bank can provide lending of between £50,000 and £5m to support capital projects (or up to £8m for social housing schemes) to achieve your charity’s goals.

CAF Bank loans

Social investment up to 10 years

Venturesome provides repayable finance of between £25,000 and £400,000 plus for organisations with high social impact.

Learn more about social investment


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Any questions?

Our dedicated team is on hand to answer your questions about financing your charity's ambitions. Get in contact today to discuss your options.

Contact the team

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Our other services

We offer a full range of financial services specifically designed to help charities or not-for-profit organisations. Here are some that may be of interest to you.

Use CAF Donate to reach your donors

Fundraising tools

Our digital donation platform helps you reach more people, and process their donations quickly and hassle-free.

Meet CAF Donate
Manage your charity's banking

Everyday banking

Manage your charity’s day-to-day banking in a way that suits you.

About CAF Cash
Help to make your charity thrive

Strategic consultancy

Our Advisory team can use their extensive experience to help make your organisation more successful.

How we can help

CAF Bank loans are non-regulated products.

CAF Venturesome is a non-regulated product which provides financial support to charities through social investment.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.