Field Lane

Surrey and West Sussex

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NEW HOMES WITH A SENSE OF COMMUNITY

People with learning disabilities should have the opportunity of a full and active life, contributing to and enjoying their community.

That is the ethos behind Field Lane, a charity that provides supported accommodation, individualised care and community services. 

Helped by a long-standing relationship with CAF Bank, which has provided over £2m of loan finance*, Field Lane has been able to reach more people and offer them a safe and comfortable home.

Now, the charity is hoping to continue its good work by purchasing more properties and growing their supported living projects.

Field Lane has worked with CAF Bank since March 2015 when loans were provided to refinance existing debt and provide additional facilities to purchase a property for supported housing.

The latest loan from CAF Bank will help the charity maintain existing facilities and grow its operations sustainably. Field Lane received a loan of £380,500 to assist with the purchase of a terraced house in Crawley, West Sussex, and conversion of the property into a six-bedroom home for supported living.

The building conversion work is complete and the charity's clients have started moving into their new home, which features first-class facilities such as a garden hot tub, funded by The Lawson Trust.

SAFE AND INCLUSIVE SPACE

In a short video filmed after the completion of a similar project, Paula Trevaskis, who manages one of Field Lane’s properties in Redhill, spoke about the importance of providing a safe and inclusive space for people in need of support.

She said: “We have adults who are making a transition, moving into a new property to begin their life as an adult and become part of a community. Having a calm, comfortable home is really important to them.

“They’re accessing the community in the way that I am and everyone else is. You’ll see one of our clients out with a support worker and it looks like their sister, their friend and you don’t think that’s a cared for person.”

CAF Bank Client Relations Manager, Sean Taylor, remarked on the sense of community and inclusion that the charity helps to create, which he has witnessed first hand.

He said: “I had the chance to meet delighted residents and see the benefits that the homes are bringing for the community. It was heart-warming to hear first-hand the stories of how the new homes will make a massive difference to people’s lives.”

FLEXIBLE BANK

Speaking about the ongoing collaboration with CAF Bank, Peter Calderbank, CEO of Field Lane, said: “The high street banks didn’t really understand the financial model and that’s where CAF Bank were really helpful.

“When we looked at the various proposals, it was actually a fairly easy decision for us. CAF Bank stood, for us, head and shoulders above the rest.”

He added: “I found working with CAF Bank very easy. They’ve been a pleasure to work with. They’ve always been flexible, always been helpful. It’s been a very straightforward process for us. And I hope that we’ll be able to continue that relationship for many years to come.”

FINANCING YOUR FUTURE PLANS

If your charity is considering loan finance for a property purchase, development or renovation scheme, talk to our charity loan experts or download CAF’s guide to repayable finance.

* CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.