Social landlord Pathways needed to redevelop two of its properties to create eight additional accommodation units. They knew that some of the costs would be covered by the sale of two other properties but rather than waiting for the sales to go through, the charity approached CAF Bank for a loan* of £1.07 million.

The loan facility enabled Pathways to undertake its first major housing development since 1995 and helped it achieve part of its strategic plan.

The result is high quality social housing to meet the changing needs of the community and local authority including units for the elderly.


“Agreeing terms with CAF Bank was an open and straightforward process, with CAF showing a clear understanding of how the loan agreements could be tailored to our needs. Drawdown was very straightforward and staff were very co-operative.”

Peter Thomas, Housing Pathways Trust


If your social housing organisation wants help to achieve your aims like Pathways, and are considering loan finance, call our charity loan experts now for a free consultation on 03000 123 444.

* CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.