Charity finance


Charities have a vital role in meeting demand for care and support. We explore how providers are helping more clients to move forward with their lives.

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CAF Bank is different to other banks because we exist for purely charitable purposes.

Owned and run by Charities Aid Foundation, we understand what support charities need and gear our services to helping you deliver your vision.

If you’re looking to develop your services or diversify sources of income, our expert team is on hand to help you finance your future plans.

Meet our team


We provide banking, deposit account and lending services for charities, social enterprises and not-for-profit organisations. Our flexible finance offers:

  • Secured loans of between £50,000 and £5 million
  • Repayment terms between 2 and 25 years
  • Dedicated support from a relationship manager with sector expertise
Find out more about loan finance

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.


Why should your organisation borrow money?

Stuart Niven, CAF, explores the ways charitable organisations can benefit from taking out a loan with a finance provider.

Discover the benefits

Taking in the bigger picture

Peter Ostacchini explains why a shared long-term focus for charities and their banks, is key to growing impact.

Focus on the longer term

Nine charity funding myths debunked

CAF Bank's David Brown dispels some misconceptions about charities’ use of loan finance and the application process.

Read the facts


Field Lane

Developing a property to provide supported living for people with learning disabilities.

Watch the video


Buying its premises helps a drug addiction prevention and rehabilitation charity ensure the future delivery of its services.

Read Druglink's story

West Essex Mind

A mental health charity saved a community asset, by transforming an old police station into a well-being hub.

Read West Essex Mind's story


Richard Hunt

Head of Lending Business Development

Richard is Head of CAF Bank’s charity lending team. He works with charities and other not-for-profit organisations, providing tailored loans to help them make a bigger difference for their beneficiaries.

He previously worked in education finance and is a trustee of two charities.

Need some help?


Arrange a free consultation with our expert team.

Contact the team


Manage your investments*

Introducing the CAF Investment Account, the only secure, digital trading platform designed for charitable organisations of all sizes.
*available through CFSL

Social Landscape 2017

This update to the 2015 report shows how the UK’s charity leaders are responding to today’s challenges and planning for tomorrow.

Digital fundraising

Encourage people to give more to your charity, by making it quick and simple to donate online.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited (CBL) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority. Their registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ (ME19 4TA for CFSL). Registered under number 1837656 and 2771873 respectively. CBL and CFSL are subsidiaries of Charities Aid Foundation (registered charity number 268369).