Charity finance

INVESTING IN HEALTH AND SOCIAL CARE

Charities have a vital role in meeting demand for care and support. We explore how providers are helping more clients to move forward with their lives.

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WHO WE ARE

CAF Bank is different to other banks because we exist for purely charitable purposes.

Owned and run by Charities Aid Foundation, we understand what support charities need and gear our services to helping you deliver your vision.

If you’re looking to develop your services or diversify sources of income, our expert team is on hand to help you finance your future plans.

Meet our team

WHAT WE OFFER

We provide banking, deposit account and lending services for charities, social enterprises and not-for-profit organisations. Our flexible finance offers:

  • Secured loans of between £50,000 and £5 million
  • Repayment terms between 2 and 25 years
  • Dedicated support from a relationship manager with sector expertise
Find out more about loan finance

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

VIEWPOINTS

Why should your organisation borrow money?

Stuart Niven, CAF, explores the ways charitable organisations can benefit from taking out a loan with a finance provider.

Discover the benefits

Taking in the bigger picture

Peter Ostacchini explains why a shared long-term focus for charities and their banks, is key to growing impact.

Focus on the longer term

Nine charity funding myths debunked

CAF Bank's David Brown dispels some misconceptions about charities’ use of loan finance and the application process.

Read the facts

WHAT OUR CUSTOMERS SAY

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Field Lane

Developing a property to provide supported living for people with learning disabilities.

Watch the video
Druglink Nascent House

Druglink

Buying its premises helps a drug addiction prevention and rehabilitation charity ensure the future delivery of its services.

Read Druglink's story
West Essex Mind

West Essex Mind

A mental health charity saved a community asset, by transforming an old police station into a well-being hub.

Read West Essex Mind's story

MEET OUR TEAM

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Ben Harris

Business Development Manager

Ben has worked in the charity sector for over eight years with CAF and previously with a small national health charity.

His experience combines both commercial and third sector roles in business development, fundraising and stakeholder engagement.

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Ben Jowitt

Customer Relationship Manager

Ben has worked as a Client Relations Manager at Charities Aid Foundation since October 2015. Providing support to a wide range of charities and not-for-profit organisations, he has helped his clients maximise the return they receive on cash surpluses, increase their income by looking at different methods of fundraising and has provided organisations with the finance required to invest in capital projects.

Prior to joining CAF, Ben worked for a firm that designed and implemented the application and monitoring processes for grant-making organisations and has also previously worked in retail and commercial banking for 25 years (latterly working with local government and charities).

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Richard Hunt

Head of Lending Business Development

Richard is Head of CAF Bank’s charity lending team. He works with charities and other not-for-profit organisations, providing tailored loans to help them make a bigger difference for their beneficiaries.

He previously worked in education finance and is a trustee of two charities.

Need some help?

HELP AND SUPPORT

Arrange a free consultation with our expert team.

Contact the team

THINGS THAT MAY INTEREST YOU

Manage your investments*


Introducing the CAF Investment Account, the only secure, digital trading platform designed for charitable organisations of all sizes.
*available through CFSL

Social Landscape 2017


Rising demand and increasingly acute financial pressures may be pushing some charitable organisations to breaking point.

Digital fundraising


Encourage people to give more to your charity, by making it quick and simple to donate online.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited (CBL) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204451. Authorisation can be checked on the financial services register at www.fca.org.uk. CBL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered under number 1837656. CBL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450. Authorisation can be checked on the financial services register at www.fca.org.uk. CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered under number 2771873. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).