Richard leads CAF Bank’s Charity Lending team. He works with both charities and Housing Associations to provide appropriate lending; helping them to make a real difference for their beneficiaries.

He is involved with the development of the CAF Bank lending proposition. As well as banking, Richard has worked in education finance and is a trustee of two charities.

Stuart manages charities and social enterprises in Scotland, helping them to benefit from financial and fundraising services.

Stuart has been instrumental in developing support for Scottish Registered Social Landlords and assisting them with their ongoing requirements.

Sean has worked within the Banking Sector for 29 years and for the past 12 years for specialist banks within the Third Sector.

He has managed and developed Charity and Business customer relationships and is currently an experienced Lending Manager with CAF Bank who assists charities and not for profit organizations, who wish to access bank finance as part of their funding options to further their charitable objectives.