social investment

CAF Venturesome

SOCIAL INVESTMENT TO HELP YOU GROW

We've provided hundreds of social enterprises and charities with the affordable loans they need to make their plans a reality.

Big plans for the future? Get in touch

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REPAYABLE FINANCE FROM CAF VENTURESOME

At CAF Venturesome, we understand the financial challenges that social enterprises and charities face.

That's why where other lenders may be unable to help, our social investment loans are often unsecured and are a source of affordable, flexible finance to help you reach your goals.

Take a look below at our current social investment funds. 

ACCESS TO EXTRA SUPPORT TO RECOVER FROM COVID-19

Resilience and Recovery Loan Fund

CAF Venturesome, is one of the new delivery partners who will work alongside Social Investment Business (SIB) as the lender for the Resilience and Recovery Loan Fund (RRLF).  RRLF is a £25 million emergency fund, which provides repayable finance to charities and social enterprises improving people’s lives across the UK who have been directly affected by the COVID-19 crisis. The initial £25m has been provided by Big Society Capital.   

Charities and social enterprises (with a turnover of between £400K-£45m) can apply for funding of between £100K-£1.5M with key product features being:

  • A minimum 1-year term and a maximum 5-year term
  • Interest-free and fee-free for the first 12 months (in line with CBILS)
  • 12-month capital repayment holiday
  • No early repayment fees
  • For loans of 1-3 years, 6.5% per annum from year 2 (after principal payments start)
  • For loans of >3 years to 5 years: 7.0% per annum from year 2 (after principal payments start)
Loans can be used alongside other emergency grant funding programmes from RRLF delivery partners, such as the Social Enterprise Support Fund.

For information on RRLF, including full eligibility criteria and how to apply, please visit the Fund pagePlease name CAF Venturesome as your Partner Organisation.

RRLF closes at the end of September.

Social Enterprise Support Fund

Five social enterprise support agencies have come together to deliver the new Social Enterprise Support Fund. Big Issue Invest, The Key Fund, Resonance, the School for Social Entrepreneurs (SSE) and UnLtd will jointly deliver £18.7 million in grants, with support from CAF Venturesome, the Young Foundation and Ashoka. This has been made possible thanks to The National Lottery Community Fund, the largest funder of community activity in the UK.

The fund is for social enterprises in England, with an annual income between £25,000 and £1.5 million before COVID-19.

Round 1 Applications for July have now closed.  
Round 2 opens at 1pm on Thursday 13th August and closes at 1pm on Thursday 20th August.
Round 3 opens at 1pm on Thursday 10th September and closes at 1pm on Thursday 17th September.

Get more information and apply here.  Please tick the CAF Venturesome box.


Holger Westphely

"We are delighted to be joining these schemes to help disburse funds as widely as possible. These are  great sector-led initiatives making affordable loans and grants more accessible to charities and social enterprises.  More initiatives like this will be needed to repair the damage inflicted on the social sector by COVID-19 crisis and to help charities and social enterprises recover, rebuild and adjust their business models to a new environment.  We continue to collaborate with others in the sector to provide more financial and technical support where possible."

Holger Westphely, Acting Head of CAF Venturesome



VENTURESOME FUNDS

Our range of social investment products means that we can lend anything between £10,000 and £400,000+ depending on the fund.

Development Fund

Our Development Fund loans from £25,000 to £400,000+ to build the capacity of high-impact social organisations.

Get in touch about this fund

clh fund

Our CLH Fund offers loans and blended finance from £20,000 to £400,000+ to building affordable homes in the community.

Get in touch about this fund

se-assist fund

Our place-based SE-Assist Fund works with businesses, the community and the public sector to help early stage social enterprises with interest free loans up to £30,000.

Get in touch about this fund

Think social investment could be for you?

Get in touch with our team to see how we can help your organisation get started with your application for social investment.

"The relationship with CAF Venturesome is very open, honest and very supportive. I didn't realise when I first applied for a loan that you would get more than just money."

Caroline Morgan, CEO of Local Food Links

Need extra support?

We are an access point for the Reach Fund. We can help you get a grant of up to £15,000 to help you prepare for social investment. 

Frequently asked questions

  • How does social investment with CAF Venturesome work?

    Here's our simple five step process:

    1. Get in touch with us via call or email. We’ll then arrange a time to talk through your needs to make sure social investment is the right option for your organisation.
    2. We'll look at your organisation’s finances and projections to understand how we can support you.
    3. We’ll meet with you and your trustees to get to know your organisation and understand your social impact.
    4. We'll write the application for you.
    5. Our investment committee will review your application and we’ll let you know our decision right away.  We will then help you to draw down the funds as soon as possible.

    We're with you every step of the way.

  • How long will it take you to review our application?
    The length of the application process depends on how quickly you can provide the information we require. We contact applicants quickly so we can better understand your situation and give you a clear indication of what information will be needed. On average our process from application to approval takes two months, although it can be quicker than that.
  • Who decides if I receive a social investment loan?

    We hold a monthly investment meeting where the applications we write for you are reviewed and can be approved by a dedicated committee. The discussion will focus on understanding the social impact of your organisation and how our investment will help to increase it, as well as assessing the financial risks of the proposed loan. 

  • What happens if our application for funding is unsuccessful?

    If your application is unsuccessful we’ll do our best to signpost you to other potential sources of funding that may suit your needs.

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