CAF Investment Account

MAKING TRADES

We've answered some commonly-asked questions about making trades through the CAF Investment Account.

The value of investments may fall as well as rise. You may not get back the full amount that you originally invested. Past performance is not a guide to future performance. There is no guarantee about the level of capital gains or income that will be generated.

  • How can I find the stock I want to invest in?

    Once you’ve logged into your CAF Investment Account, the ‘Trading’ screens let you search for a stock.

  • When are the prices calculated?

    Share prices are taken from the relevant Stock Exchange on which they are listed. For on screen valuations they are shown on a 15-minute delay basis. When you place a trade you will be given a quote price and 15 seconds to accept.

    Fund prices are calculated daily by the Fund Manager in most circumstances, but some may have different pricing periods (e.g. weekly/monthly).

  • Is there a minimum trade value for the CAF Investment Account?
    There is a minimum limit of £20 for purchase or sale transactions and you need to have enough cleared funds to cover the trade and any charges (UK stock-market trades - minimum £5; International stock-market trades - minimum £7 and Fund trades are free). See Fees and charges.
  • What is an order type?

    Order types set out the conditions under which you're prepared to buy or sell a holding. One example is a limit (sell), which is an order to sell only if the price falls to your specified level. They're useful when you can't constantly monitor prices.

  • I placed a fund order – why can’t I see it on my portfolio?

    There are no restrictions for the majority of investments, other than you need to have enough cleared funds to cover the trade and any charges (UK stock-market  trades – minimum £5; International stock-market trades – minimum £7 and Fund trades are free). See interest rates and charges schedule.

  • Is there a minimum cash balance for the CAF Investment Account?

    There's no minimum cash balance, but you should hold a small reserve for unexpected events such as corporate actions, or to cover your quarterly fees.

  • Is there a maximum balance for the CAF Investment Account?

    There's no maximum balance.

  • What is a dividend Ex Date?

    This is the date you need to be holding the stock on in order to be entitled to the next dividend payment.

  • What is a dividend pay date?

    This is the date the company pays the dividend to the qualifying shareholders.

  • Can I buy non-UK stocks?
    You can buy stocks in certain non-GDP currencies, but the CAF Investment Account operates on a GBP (or UK pound sterling) basis and all overseas holdings will be valued in GBP. All receipts, eg, distributions, paid in an overseas currency will be converted to GBP before they are credited to the CAF Investment Account.
  • What is a settlement date?

    When you trade it typically takes two to four days to finalise the trade, depending on what you’re trading in. Some funds may have longer settlement periods, as they don’t trade on a daily basis eg some property funds, which only trade monthly. For a sale you can’t withdraw the money until the settlement date.

  • Can I trade complex investments?

    No. You will not be able to access complex investments through the CAF Investment Account at this time.

CONTACT US

Our expert team is here to help with any questions you have about the CAF Investment Account.

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OUR TEAM

Our expert team is here to help with any questions you have about investing through the CAF Investment Account.

Phone
03000 123 444
(Monday to Friday, 9am-5pm, except bank holidays)

TECHNICAL SUPPORT

Once you’re up and running, we can help with any technical questions you have. Please call 03000 123 444 Monday to Friday, 9am - 5pm (excluding English bank holidays).

The CAF Investment Account is an unadvised investment product. This means that CAF and Winterflood Business Services can’t offer any advice, so it’s important to get guidance from an independent financial adviser. To find one in your area, visit www.vouchedfor.co.uk.


The CAF Investment Account is provided to you by CAF Financial Solutions Limited (CFSL) and is operated and supplied by Winterflood Business Services. Winterflood Business Services is a registered trading name of Winterflood Securities Limited, registered in England No. 02242204. Registered Office: The Atrium Building, Cannon Bridge House, 25 Dowgate Hill, London EC4R 2GA. Member of the London Stock Exchange and ISDX. Authorised and regulated by the Financial Conduct Authority (FCA register number 141455).

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority. Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).


Charities Aid Foundation © 2018 | Registered Charity Number 268369
25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA Telephone: 03000 123 000
10 St. Bride Street, London EC4A 4AD Telephone: 03000 123 000

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