Investment involves risk. The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested.  There is no guarantee about the level of capital or income returns that will be generated. Past performance is not a guide to future results.

WHY CHOOSE A CHARITY-SPECIFIC FUND?

Charity-specific funds can help charities diversify their investments, and some have cost benefits or a closer tie to ethical investing. This does depend on the fund, so make sure you choose funds that suit your needs.

What are Common Investment Funds (CIFs)?

Common Investment Funds (CIFs) are just one type of charity-specific fund. UK-based charities can invest in CIFs, which are a type of pooled investment specifically set up for charities. As charities themselves, CIFs allow charities to invest together alongside other organisations that share similar risk profiles and income needs.

CIFs can come with a number of benefits for charity investors. They can:

  • qualify for exemption from income tax and capital gains tax
  • qualify for exemption from stamp duty on the purchase of UK equities
  • help to spread risk by investing across a range of asset classes (eg equities or bonds)
  • offer low minimum investment levels
  • keep administration simple by distributing income gross of tax
  • provide reassurance to your board, as they’re regulated by the Charity Commission

INVEST IN A CHARITY-SPECIFIC FUND

The CAF Investment Account has the widest range of funds designed with charities in mind.
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CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450. CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered in England and Wales under number 2771873. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

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