Charity Loans

Considering repayable finance for your charity?

Many charities and social enterprises have successfully delivered growth projects or accelerated major plans to benefit their service users, with financial support. Could you achieve more by borrowing money or with a blended finance package of a grant and loan?

The world of borrowing can be a minefield: complex offerings, financial jargon, high street banks vs specialist charity lenders. For many, the opportunity to secure funding is often dismissed too soon.

Our charity finance resources aim to help to provide clarity, providing the questions you need to consider to find the best route for your organisation, and ultimately, for your beneficiaries. To learn more about repayable finance for organisations with a social purpose, download our Financing the Future Guide.

Content to help bring clarity on charity loans

Charity finance: the basics

Loans, grants and blended finance

Watch the videos

Could loan finance help your charity?

How a loan may help your charitable organisation

Read the article

Charity loans: what to consider before you apply

Key questions to help guide the process

Read the article

Learn more about CAF Bank and CAF Venturesome

CAF Bank

CAF Bank offers secured loans designed for UK-incorporated charities and social purpose enterprises that have been running for at least three years. The loans start at £150,000, and go up to £10m.

Learn more about secured loans
Get in touch about a secured loan

CAF Venturesome

CAF Venturesome offers mostly unsecured loans, standby facilities and charity bonds, and blended finance packages from £25,000 to £400,000. As one of the first social investment funds in the UK, CAF Venturesome have made over 650 social investments totalling £56m since 2002.

Learn more about CAF Venturesome
Contact CAF Venturesome

Continue exploring resources by topic

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Attracting new funding

Fundraising

Staffing and volunteers

Governance and strategy

Financial planning

Operational cost pressures

Further resources beyond the hub

Here are some useful external resources on charity loans that you may wish to explore:

Funding options, Ethical Property Foundation
Social investment: Is it right for us?, Good Finance
Charity land and property, Charity Commission

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.

Modern Slavery Statement

Charities Aid Foundation © | Registered Charity Number 268369
25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA
30 Old Broad Street, London EC2N 1HT
Telephone: 03000 123 000