CAF Investment Account

YOUR INVESTMENT OPTIONS

The CAF Investment Account is the only one-stop shop to buy and manage charity-specific funds, more than 4,000 other funds and direct investment in stocks and shares online.

A FUND POWERHOUSE FOR CHARITIES

As well as charity-specific funds, through the CAF Investment Account you can access more than 4,000 funds, plus companies listed on the London Stock Exchange and the Alternative Investment Market.


About these funds

Stocks, shares, bonds and gilts?

Unsure of a term? Our glossary can help you understand the language of investments.

caf-investments-info

FIND THE RIGHT FUND FOR YOU

You can't buy or manage this range of funds in one place anywhere else - and you've got four flexible options for investing:

  • CAF Funds - our flexible range of investments with award-winning partners, designed for charities of all sizes.
  • Common Investment Funds (CIFs) - specifically set up for charities, these funds are also charities in their own right.
  • Charity-specific funds - other funds designed specifically for charities.
  • Funds which aren’t charity specific but offer exposure to specific markets or types of investment eg regions.

THE FREEDOM TO CHOOSE

We can't advise you on your investment decisions, so if you need guidance, talk to an independent financial adviser before investing.

Here are some important factors you can think about now:

  • Length of your investment – long-term or short-term?
  • Your appetite for risk – are you cautious or adventurous?
  • Access to your money – do you need to take out funds at any point?
  • Income – are you investing to create a sustainable income?
  • Ethical concerns – do you have ethical criteria for your investments?
  • Diversification – should you invest across a range of investments?
  • Past performance – how have the investments performed in the past?
  • Management – how actively do you want to manage your investments?

Different investments suit different investors, so it’s important to get advice from an independent financial adviser. To find one in your area, visit www.unbiased.co.uk.

DO YOU WANT TO TRADE COMPLEX INVESTMENTS?

You can trade complex investments through the CAF Investment Account, subject to completing an appropriateness assessment. Your Authoriser will be asked a number of questions about their experience and knowledge of the risks involved in dealing with these products. See our FAQs on Making trades.

WANT TO KNOW MORE ABOUT OUR CHARITY-SPECIFIC FUNDS?

The comprehensive range of charity-specific funds available through your CAF Investment Account can help you make the most of your investments.

PREFER TO INVEST DIRECTLY?

If you already know what you want, you can invest directly in companies and organisations through the CAF Investment Account.

It's easy to buy and sell a wide range of:

  • Shares, or equities – When you buy shares in a company, you're buying a stake in the company's capital. Shares have the potential to generate higher returns than bonds, but can also represent a higher-risk option.
  • Bonds - When you buy a bond, you're effectively lending money to a company or government for a fixed period of time, at a fixed or variable rate of interest - just like an IOU. Bonds typically come with lower risk than shares, but when interest rates are low, they can pay lower returns.
  • Gilts, or government bonds – These are bonds issued by the UK government and act as an IOU from the Chancellor of the Exchequer to fund the running of the country.

What does this mean?

CAF MANAGED PORTFOLIO SERVICE

Access a wide range of investments in a single, managed portfolio

If you're not ready to manage your own investments online, the CAF Managed Portfolio Service* gives you easy access to a range of investment profiles that could meet your specific risk and return objectives:


About this option

*This service is promoted by CAF Financial Solutions Limited and operated by Octopus Investments.

The freedom to choose
 

Need more help?

FIND AN INDEPENDENT FINANCIAL ADVISER

We can't advise you on the investment options that come with the CAF Investment Account. But if you need more help, an independent financial adviser is the best person to go to.

Find an adviser near you

Important information

The value of investments may fall as well as rise. You may not get back the full amount that you originally invested.

Past performance is not a guide to future performance.

There is no guarantee about the level of capital gains or income that will be generated.

Full legal information 

Regulatory information

 

RELATED CONTENT

Picking the right investment approach


Weigh up the pros and cons of active and passive investment approaches.

Keep your head in volatile markets


Successful investing for your charity is all about a long-term view and a long-term strategy.

Build the foundations for your charity’s investments


Having a written investment policy is a legal requirement for your charity. Find out how to write one that works for you.

Disclaimer

The CAF Investment Account is offered to you by CAF Financial Solutions Limited (CFSL) and is operated and supplied by Interactive Investor Trading Limited. Interactive Investor Trading Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Standon House, 21 Mansell Street, London E1 8AA.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority. Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).


Charities Aid Foundation © 2016 | Registered Charity Number 268369
25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA Telephone: 03000 123 000
10 St. Bride Street, London EC4A 4AD Telephone: 03000 123 000