Give more for less through payroll giving

Help give charities a regular pay-day

With payroll giving, the donations you make to charity are taken from your pay before income tax is deducted. The charities you care about get a regular income, your donation goes further and it costs you less.

CAF Give As You Earn facilitates over £60m of donations to charities each year, giving charities a regular income and reduced administration and fundraising costs.

Make your giving go further through the UK’s biggest payroll giving scheme. For more information on how CAF Give As You Earn works read our guide.

Guide to CAF Give As You Earn
Abby Taylor, Deputy Chief of Staff at Wellcome Trust, explains why she signed up to CAF Give As You Earn.

Tax-effective

Donate straight from your salary, costing you less to give charities more.

Flexible

Enjoy the flexibility to change your mind, your heart, and your donation at any time.

Matched by employer

Many employers match their employees’ payroll giving, doubling your donation.

How payroll giving works

Donate straight from your pay before tax

Donations are taken from your pay or company/personal pension after your National Insurance contributions are removed but before Income Tax is calculated and deducted. For instance, if you are a 20% taxpayer, 80% of your donation amount will be taken from your salary and 20% will be taken from the tax which would have gone to HMRC. 

For example, a £20 donation will cost you £16 - but the charity will still receive £20 because the £4 which would have otherwise gone to the tax man goes to the charity.

How much more could my monthly donation provide?

Simply move the slider to set a total amount and find out how much your salary contribution would be according to your tax bracket.

 

Your salary contribution as a 20% tax rate payer
Your salary contribution as a 40% tax rate payer
Your salary contribution as a 45% tax rate payer

Monthly total going to your chosen charity

How is payroll giving different to gift aid?

When you make a direct donation to charity, you're often given the option to tick a box that allows the charity to apply for Gift Aid on your donation. This means that - if you're are a UK taxpayer - the charity can claim back 25% tax on your donation from the Government (regardless of the rate of tax you pay).

For example, if you're a lower rate taxpayer and donate £20 directly to charity, it costs you £20 and the charity receives £25 - once they've claimed the Gift Aid back. While the amount going to charity is higher, the charity carries the cost and hassle of claiming back the tax.

With payroll giving your donation not only costs you less, you receive a tax benefit and the charity automatically receives the donation - avoiding the added administrative burden of collecting Gift Aid.