The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.
Could a secured loan of £150,000 to £10 million transform the work you do? You can apply if you’re a UK-based charity or social purpose enterprise that’s been running for at least three years.
Borrowing from us doesn’t
just mean choosing a bank that shares your values and measures of success. It means teaming up with a lending partner that exists to help strengthen the resilience of the charity sector. We’re here to help you to get your project off the ground,
so you can deliver your goals.
We'll meet with you and your charity or social purpose enterprise to understand your goals, business model and project plan.
We'll make sure you’re aware of the potential risks and benefits associated with this and other types of borrowing.
We’ll help you find the most appropriate solution for your charity and its financial situation.
We could lend to your charity by using the assets it owns as security.
We have a range of repayment periods from 2-25 years.
We're happy to talk to any charity in any sector about any cause or project.
Let’s start by talking about your charity’s ambitions. We’ll take the time to listen to your plans, understand your aims and discuss your options with you.
If a secured loan looks like it’s the right financing route
for you, we’ll ask you for more information so we can start your application.
We support over 14,000 charities and social purpose enterprises with dedicated banking services.
We were named among the greenest UK banks by environmental organisation Bank.Green in 2024.
We ranked joint first for overall customer satisfaction in the 2024 Charity Banking Survey.
We have lent and committed to lending £300 million to charities and social enterprises.
We were rated first for sector knowledge in the 2024 Charity Banking Survey.
Our guide to repayable finance sets out how organisations just like yours could benefit from it and how to apply. You'll find information on:
A secured loan is a loan backed by an asset (or collateral, as it is often termed) that your charity owns. This could be your premises, for example. Your secured assets are at risk if you are unable to repay the loan.
An unsecured loan isn’t provided against any sort of collateral. It means that the amount which can be lent is often less and the interest rate may be more. However it can be a cheaper and more suitable alternative for smaller amounts.
There are a few things to think about before you jump into your application. We cover them all in this helpful overview.
If you're unsure whether a loan may be suitable for your organisation, read our guide to learn how charities are putting loan finance to good use to achieve their goals.
Then get in touch with our expert team for a confidential discussion about your plans.
Find out everything you need to know about repayable finance for charities and other social purpose organisations.
Secured loans from CAF Bank have helped hundreds of charities and social purpose enterprises across the UK. Here are just some of the stories of how that borrowing was put to good use.
The 12 flats and houses on the land will be rented to tenants at 60% market rate
How we helped an almshouse charity build three new housing schemes for social rent.
How we helped secure a new home for Snowdrop Project to continue its vital work.
CAF Bank loans are non-regulated products.
Loan applications subject to credit assessment. Security will be required.
Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt
secured on them.
If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.
This product is provided by CAF Bank Ltd.
CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).
CAF Bank Limited Registered office
is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.
A choice between charity impact and financial resilience?
Everything you need to know about repayable finance and how charities are using this form of funding to reach their goals.
Recommendations from the report ‘Unleashing the power of civil society’, to realise the full potential of the charity sector.