Banking with purpose

At CAF Bank, everything we do is geared towards helping you support the people who turn to you. Our experienced customer service team will help you achieve your goals. Let us support you. So you can support others.



CTA 2022

Stay fraud aware 

Fraudsters use every trick in the book to abuse our trust and pressure us into giving out personal and financial information. Whenever you are contacted by phone, email, text message or social media, ask yourself, ‘Could this be fake?’.
Visit our security centre

Explore our charity banking services  


Discover CAF cash

The CAF Cash Account is our user-friendly current account for everyday banking. Bank online, on the phone, or in person at our partners' branches.

 Charity bank account

Borrowing from CAF Bank

A loan could write the next chapter of your story. Ours start at £150,000, and go up to £5m for most organisations, or £8m for social housing.

Loans for charities

Bank online

High security, easy to use, and ready when you are. Our 24/7 online banking platform keeps your organisation's details safe, so you can focus on the task at hand.

Online banking for charities

The CAF Gold Account

From special projects to one-off costs, the CAF Gold Account lets you set aside surplus reserves that you can access exactly when you need them. 

Charity savings accounts


Savings and investments

CAF saving and investment options offered by CAF Bank partners and distributed through CAF Financial Solutions Limited.

Other savings accounts 

The best savings accounts are designed to make your money work harder. In the charity world, it’s not just the account owners who see the difference this can make.

Saving with CAF

Investments for charities 

CAF offers a range of charity-specific funds, a team that understands the challenges you face, and 30 years’ investment experience. That’s how we make giving go further.

CAF investment hub

You're in good company

We work across a range of goals, causes and communities. Discover the projects we've supported, and the difference they've made.

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CASE STUDY

A new base allows vital work to continue

A new property purchase has allowed a Sheffield-based charity to create a safe and welcoming base for human trafficking survivors.

See Snowdrop's story
Young people having lunch at a table

CASE STUDY

Building communities

This charity provide homes for those with learning disabilities. Our charity expertise made us a natural partner.

Read Field Lane's story
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CASE STUDY

Award-winning homes

How an award-winning sheltered housing project created a supportive community for older people in need.

Learn about the project's impact

How we are supporting charities through the cost-of-living crisis 

At CAF Bank we are constantly exploring measures to support charities through the cost-of-living crisis. Some of the actions we have taken so far include:

  • Continuing to provide services to existing customers and remaining open to new customers while some banking providers have reduced operating hours, withdrawn banking facilities, or stopped accepting new applications.
  • Reducing the monthly account fee for maintaining a CAF Cash Account from £8 per month to £5 per month (effective from 4 August 2022).
  • Starting paying interest on CAF Cash Account balances in credit from 6 May 2022.
  • Immediately increasing interest rates following the Bank of England’s base rate rises. CAF Bank interest rates (Gross/APR), effective from 3 November 2022, are: CAF Cash Account (0.20% on balances in credit), CAF Gold Account (0.95%), and CAF Platinum Account (0.95% for existing customers only).
 
  • Offering CAF Bank customers access to a wide range of deposit accounts with different tenures and rates through the CAF Charity Deposit Platform (introduced by CFSL).
  • Offering CAF Bank customers access to a new range of ESG-focused investment funds launched in May 2022 and introduced by CFSL.
  • Continuing to provide secured loans to help charities buy, develop, or repurpose property and refinance existing debt. Between May 2021 and April 2022 we agreed £82 million of loan facilities, a record for CAF Bank loan sanctions.
 
Charities Aid Foundation (CAF), CAF Bank’s parent organisation, has put together a charity resource hub providing tools, guidance and inspiration during the cost-of-living crisis.
Visit the resource hub


How we keep your money safe 


Deposit protection

Your eligible deposits with CAF Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme.
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Fraud prevention

Stay ahead of the latest threats and find out how to report a suspected scam. Visit our security centre

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Financial sustainability

Learn more about our approach to maintaining a strong capital base. Read our Pillar 3 Disclosure and Annual Report.

Start by saying hello

If you're not sure where to begin, our expert team are here to guide you.
Start the conversation.

Contact us

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451). CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450. CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered in England and Wales under number 2771873. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).