Welcome to CAF Bank

The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.

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CAF BANK

Banking services for charities

The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.

Welcome to banking with purpose


Everything we do at CAF Bank is designed to help you help those in need. We’re owned by the Charities Aid Foundation (CAF), so we share the values at the heart of your organisation. 

Explore our products

Current account

The CAF Cash Account is a safe and secure current account for everyday banking.

Instant access savings account

The CAF Gold Account lets you set aside surplus reserves – giving you access when you need them.

Secured loans

A loan could write the next chapter of your story. Ours range from £150,000 to £10 million.

Make the most of surplus reserves

Fixed-term and notice savings accounts 

Make your savings work harder by putting them aside for longer. Discover a range of accounts to suit your needs. 

Explore options from CAF Bank and selected partners through CAF's subsidiary, CAF Financial Solutions Ltd (CFSL).

View all savings accounts

Investment funds 

Explore a range of funds with a focus on financial returns that also incorporate ESG (Environmental, Social, Governance) outcomes.

Our investment options are available from selected partners through CAF's subsidiary, CAF Financial Solutions Ltd (CFSL).


View all investment funds

How we keep your money safe

Deposit protection

Your eligible deposits with CAF Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme.

Fraud prevention

Stay ahead of the latest threats and find out how to report a suspected scam. Visit our security centre.

Confirmation of Payee

We are committed to tackling fraud and keeping your money safe. To increase our security, we have a service called Confirmation of Payee.

Financial sustainability

Learn more about our approach to maintaining a strong capital base. Read our latest Annual Report.

Our impact

Over 14,000 customers

We support over 14,000 charities and social purpose enterprises with dedicated banking services.

1.45 billion deposits

Our customers entrust us with £1.45 billion in deposits.

£41.5 million in loans

Loans advanced by CAF Bank to help charities and social enterprises grow sustainably.

Focused on sustainability

CAF Bank Green Loans are supporting charities and social purpose enterprises to achieve their sustainability goals, and support environmentally beneficial projects.

Safe and secure

CAF Bank’s online security centre offers fraud prevention support for everyone.

Charity banking recognition

Named Charity Excellence’s Best Bank and Best Bank UK Charity Bank Account 2024, and Highly Commended in the Best Charity Banking provider category at the 2025 Business Moneyfacts Awards.

You're in good company

How we are supporting charities through the cost-of-living crisis


At CAF Bank we are constantly exploring measures to support charities through the cost-of-living crisis. Some of the actions we have taken so far include:

  • Continuing to provide services to existing customers and remaining open to new customers while some banking providers have reduced operating hours, withdrawn banking facilities, or stopped accepting new applications.
  • Reducing the monthly account fee for maintaining a CAF Cash Account from £8 per month to £5 per month (effective from 4 August 2022).
  • Starting paying interest on CAF Cash Account balances in credit from 6 May 2022.
  • We review our interest rates following the Bank of England’s base rate. Full details of our current rates can be found on our Savings page.
  • Offering CAF Bank customers access to a wide range of deposit accounts with different tenures and rates through the CAF Charity Deposit Platform (introduced by CFSL).
  • Offering CAF Bank customers access to a new range of ESG-focused investment funds launched in May 2022 and introduced by CFSL.
  • Continuing to provide secured loans to help charities buy, develop, or repurpose property and refinance existing debt. Between May 2021 and April 2022 we agreed £82 million of loan facilities, a record for CAF Bank loan sanctions.

Charities Aid Foundation (CAF), CAF Bank’s parent organisation, has put together a charity resource hub providing tools, guidance and inspiration during the cost-of-living crisis.

Talk to us about charity banking

If you're not sure where to begin, our expert team are here to guide you. Start the conversation.

Contact us
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Protecting your money

Your eligible deposits held by CAF Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please view the FSCS leaflet for further information or visit www.fscs.org.uk.

This product is provided by CAF Bank Ltd.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.