Tailored financial support for property development with a social purpose.

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We offer development finance for social purpose projects by experienced developers.

Projects we support range from the development of single and multiple units, to bespoke conversions and heavy or light refurbishments, including:

  • New build housing for sale or rent
  • Live/work spaces
  • Student accommodation
  • Assisted living accommodation
  • Supported housing

From purchase loans to secure your project, to development loans to get you started, we’ll support you each step of the way.


We consider applications on a case-by-case basis, which meet these general lending criteria:

  • Loans up to 65% of purchase price and 100% of build costs. Subject to a maximum 65% Loan to GDV and 75% Loan to Cost
  • Loans up to £2m per project, including rolled interest. Higher loan amounts are available for the right projects
  • Initial loan term of two years
  • 1.5% arrangement fee and 1% exit fee
  • Loan applications are considered for projects in England, Scotland or Wales
  • UK incorporated entities only

In good company

Take a look at some developments we've funded and the difference they've made.

Development of affordable homes

Building affordable homes

In an area of high demand and short supply, this project helped first time buyers move into beautiful homes.

Read the story
Accommodation for homeless people

Tackling homelessness

A care home, re-imagined. This property now houses homeless people, or those at risk of becoming homeless.

Read the story
Lenworth House, Maidstone, Kent

Giving a building new lease of life

A new build and refurbishment project has transformed a derelict, historic building into attractive homes for rent.

Read the story


Scott Newman

Scott Newman

Regional Director – South

Scott joined CAF Bank in 2014, bringing 14 years of private banking experience and a sound knowledge of development finance. He has a detailed knowledge of our entire lending offering, from charity loans to social purpose projects.

Find out more about Scott 

Connor Baxter

Connor Baxter

Relationship Director

Prior to joining us in 2016, Connor worked in private banking in central London. He has overseen a range of property-related lending cases, from small refurbishment projects to a ground-up development of 14 new-build properties. Connor now specialises in lending to charities and social purpose organisations. 

Find out more about Connor
Andrew Smith

Andrew Smith

Relationship Director

Andy joined CAF Bank in 2017, bringing extensive experience from his 30 years in lending roles within the banking industry. He has detailed knowledge of commercial and property transactions, which he has used to support all types of residential development and refurbishment projects. Now, he is focusing on wider charity and social purpose lending.

Find out more about Andrew


Our experienced relationship managers are on hand to help with any questions you have.

Get in touch

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Your personal or company's assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

This product is provided by CAF Bank Ltd.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.

Charities Aid Foundation © | Registered Charity Number 268369
25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA
10 St. Bride Street, London EC4A 4AD
Telephone: 03000 123 000