Welcome to the Charities Aid Foundation

We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Personal giving From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions. Corporate giving You have the vision for making a difference. So do we. We help you plan how to give based on your goals. Services for charities Helping your charity or social enterprise become more resilient. Insights Discover the latest insights for donors and charitable organisations to help create a greater impact About us We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work. Donate  
 
 
 

Personal giving

From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions.

DISCOVER OUR PERSONAL GIVING SOLUTIONS

Corporate giving

You have the vision for making a difference. So do we. We help you plan how to give based on your goals.

DISCOVER OUR CORPORATE GIVING SOLUTIONS

Services for charities

Helping your charity or social enterprise become more resilient.

DISCOVER HOW WE SUPPORT CHARITIES

Insights

Discover the latest insights for donors and charitable organisations to help create a greater impact

Explore

About us

We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Find out more about CAF
SERVICES FOR CHARITIES

Charity Loans

Considering repayable finance for your charity? 

Many charities and social enterprises have successfully delivered growth projects or accelerated major plans to benefit their service users, with financial support. Could you achieve more by borrowing money or with a blended finance package of a grant and loan?

The world of borrowing can be a minefield: complex offerings, financial jargon, high street banks vs specialist charity lenders. For many, the opportunity to secure funding is often dismissed too soon.

Our charity finance resources aim to help to provide clarity, providing the questions you need to consider to find the best route for your organisation, and ultimately, for your beneficiaries. To learn more about repayable finance for organisations with a social purpose, download our Financing the Future Guide. 

Content to help bring clarity on charity loans

Charity finance: the basics

Loans, grants and blended finance

Watch the videos

Charity loans: greening our charity world

Why green loan finance should be part of any long term sustainable plan 

Read the article

Could loan finance help your charity?

How a loan may help your charitable organisation

Read the article

Charity loans: what to consider before you apply

Key questions to help guide the process

Read the article

Learn more about CAF Bank and Venturesome Impact Fund

CAF Bank

CAF Bank offers secured loans designed for UK-incorporated charities and social purpose enterprises that have been running for at least three years. The loans start at £150,000, and go up to £10m.

Learn more

Venturesome Impact Fund

Venturesome Impact Fund offers mostly unsecured loans, standby facilities and charity bonds, and blended finance packages from £50,000 to £1m. As one of the first social investment funds in the UK, CAF, has lent more than £65m to over 500 charities.

Learn more

Continue exploring resources by topic

Or return to Charity resource hub home

Attracting new funding

Expert tips on how to put together a winning case for support.

 Learn more
Fundraising

Adapt to the changing fundraising landscape with our dedicated resources.

 Learn more
Staffing and volunteers

How to attract people to your organisation and make sure they want to stay.

 Learn more
Governance and strategy

Resources and contributions from key charity sector organisations.

 Learn more
Financial planning

Ideas on how to develop your charity’s financial resilience.

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Operational cost pressures

Resources to help you tackle your operational cost pressures.

 Learn more

Further resources beyond the hub 

Here are some useful external resources on charity loans that you may wish to explore: 

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

Legal Information

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.