Loan finance to support your almshouse projects

For over 1,000 years, Almshouses have been at the heart of communities, providing assistance to those in need across the UK. As well as being one of the oldest, they are one of the most impactful forms of charity.

At CAF Bank we recognise this and are committed to the sector. For this reason we have put together a £20m funding line to support Almshouses with development, refinance, and building acquisition. As a sector specialist, we understand the challenges of voluntary led organisations and are focussed on developing long term relationships.

We have been privileged to develop these supportive relationships with a range of Almshouses around the UK and some of their stories are showcased here. They are testament to the hard work and dedication of both staff and trustees within the sector. Their lasting impact will continue to make a huge difference to many of us, be it as residents, families or community members.

We’ll help you get your almshouse project off the ground, so you can deliver life-changing homes for the people who turn to you.

If you are planning a new development, we would love to hear your plans.

Get in touch today
CTA 2022


We are immensely grateful to CAF Bank and all the supporters of this development, which will provide high quality homes for current and future residents. The greatest reward has been the reaction of the new residents as they move in.

Andrew Barrett
Trustee, The Poland Trust


Here’s what we offer

Cost-effective loan finance support

We offer:

  • Repayment terms up to 25 years
  • Loan amounts of between £150,000 and £10m
  • Support of a dedicated Relationship Director

We’re to help you to get your social housing project off the ground, so you can deliver life-changing homes for the people who turn to you.


Download our brochure

We treat our clients’ goals as our own

We work closely with every borrower to ensure we fully understand their development goals, business model and project plan.

If you are:

  • Planning a new development
  • Renovating your current housing stock
  • Investing in decarbonisation, or
  • Refinancing existing debt

Get in touch to find out if a CAF Bank loan could be right for you.

Nick Phillips, CEO of the Almshouse Association, explains why almshouses are part of the answer to meeting the demand for community housing.

Read Nick's blog
New homes built
Homes refurbished
Charity properties purchased

Where stories of impact are made

Take a look at these case studies to see the impact of social housing projects we've supported. Could we help your organisation write its next chapter? We would love to hear about your plans.

The Poland Trust



How we helped build 12 new homes, providing an affordable place to live for local people with a strong connection to the villages of Brockham and Betchworth

The Finchley Charities



This project to build 16 new sheltered housing units received an award for Best Inclusive Development at the Inside Housing Development Awards 2018.

Durham Aged Miners



How we helped one of the nation's largest almshouse charities build three new housing schemes for social rent.

We're here to help

Our friendly team of lending experts is on-hand to help with any questions you have.

We start by listening and taking the time to get to know you and your project. Then, if we think a CAF Bank loan could be right for you, we’ll ask you for more information. 

Get in touch

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.