Welcome to CAF Bank

The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.

Current account Savings Loans Security centre Help About us

Download our guide to building projects for charities

From engaging contractors to securing warranties, procuring construction services can be a daunting business with a unique language. Our guide will help you get organised, by taking the first steps to understanding how to structure your project.

Download the guide

Navigate the legal aspects of building projects

Property development can help charities expand their services, reach more people and, ultimately, do more good in the world.

But taking on a building project is complicated. You’ll need flawless planning, trusted support and legal insights to keep things on track. Understanding the options early in the planning process will help you structure your project to meet your specific needs.

This guide, co-created with law firm Brachers, is for charity trustees who are ready to start considering the key legal aspects of employing construction contractors or procuring building services.

Find answers to these questions inside:

  • How will the chosen procurement route affect your project role and responsibilities?
  • Where can you source a suitable building contract?
  • What is a collateral warranty, and why do project funders require one?
  • How can you guarantee that contractors will deliver?
  • What other contractual issues should you consider?

This document provides an overview of areas to consider – it is not a substitute for independent legal advice.

Download the guide

Building projects we've supported

A former foundry drives local regeneration

A once-declining Cornish town is now thriving thanks to this heritage project. A CAF Bank loan secured the latest phase of the build.

 Read the story
Building homes to rebuild Veterans' lives

State-of-the-art homes and facilities at Aldershot Garrison are reinventing daily life for vulnerable veterans, giving them greater independence.

 Read the story

We're here to help

Our friendly team of lending experts is on-hand to help with an questions you have.

Contact us

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

Legal Information

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.