Welcome to CAF Bank

The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.

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Borrowing

Development finance

Tailored financial support for property development with a social purpose.

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Finance for social purpose projects

We offer development finance for social purpose projects by experienced developers.

Projects we support range from the development of single and multiple units, to bespoke conversions and heavy or light refurbishments, including:

  • New build housing for sale or rent
  • Live/work spaces
  • Student accommodation
  • Assisted living accommodation
  • Supported housing

From purchase loans to secure your project, to development loans to get you started, we’ll support you each step of the way.

Our lending criteria

We consider applications on a case-by-case basis, which meet these general lending criteria:

  • Loans up to 65% of purchase price and 100% of build costs. Subject to a maximum 65% Loan to GDV and 75% Loan to Cost
  • Loans up to £2m per project, including rolled interest. Higher loan amounts are available for the right projects
  • Initial loan term of two years
  • 1.5% arrangement fee and 1% exit fee
  • Loan applications are considered for projects in England, Scotland or Wales
  • UK incorporated entities only

In good company

Take a look at some developments we've funded and the difference they've made.

Meet the team

Scott Newman ROUND

Scott Newman 

Regional Director - South

About Scott

Andy Smith ROUND

Andrew Smith 

Relationship Director

About Andrew

Connor Baxter ROUND

Connor Baxter

Relationship Director

About Connor

We're here to help

Our experienced relationship managers are on hand to help with any questions you have.

Contact us

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Your personal or company's assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

This product is provided by CAF Bank Ltd.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.