Welcome to CAF Bank

The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.

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Charity loans

Flexible finance for YMCAs

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Loan finance to support your YMCA

We know that no two YMCAs are the same. The range of services they offer to young people is vast. From supported housing to gymnasiums, from charity shops to Early Foundation Stage services, and from care homes to counselling – to name a few. At CAF Bank, we understand the value of these facilities to local communities and are committed to supporting the YMCA network.

"CAF Bank were extremely helpful and keen to make our project work. They stepped in and saved the day when another commercial lender let us down and their rates were the best when we completed a full market comparison exercise through a broker"
Simon Green, Chief Executive, YMCA Milton Keynes
NACFB Patron Awards - Highly Commended - Socially Responsible Lender of the Year
CTA 2022

If you are planning a new development, we would love to hear your plans.

Our flexible approach to finance means that we can create the package that is right for your YMCA.

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Here’s what we offer

Cost-effective loan finance support

We offer:

  • Repayment terms up to 25 years
  • Loan amounts of between £150,000 and £10m
  • Support of a dedicated Relationship Director

We’re here to help you get your project off the ground, so you can deliver life-changing projects for the people who turn to you.

Download our brochure

We treat our clients’ goals as our own

We work closely with every borrower to ensure we fully understand their development goals, business model and project plan.

If you are:

  • Planning a new development
  • Renovating your current housing stock
  • Investing in decarbonisation, or
  • Refinancing existing debt

Get in touch to find out if a CAF Bank loan could be right for you.

Where stories of impact are made

Take a look at these case studies to see the impact of YMCA projects we've supported. Could we help your organisation write its next chapter? We would love to hear about your plans.

We're here to help

Our friendly team of lending experts are on-hand to help with any questions you have.

We start by listening and taking the time to get to know you and your project. Then, if we think a CAF Bank loan could be right for you, we’ll ask you for more information.

Contact us

CAF Bank loans are non-regulated products.

CAF Venturesome is a non-regulated product which provides financial support to charities through social investment.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.