Straightforward charity banking, with interest

Created for charities and social purpose enterprises, the CAF Cash Account makes everyday banking simple and pays interest. So you can spend more time on what matters, supporting your beneficiaries.

When you deposit money into your account, it's put to work straight away. The CAF Cash Account pays interest of 0.20% gross1/AER2 (variable3) on your daily credit balances. Interest is credited gross to the account at the end of each quarter.

1Gross means that interest will be paid without any deduction of tax. You are responsible for paying any tax due to HMRC.

2AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

3The interest rate payable may be subject to change in the future.

Access funds with ease

Online banking

A current account purpose-built for charities and ready when you are. Access level settings and dual authorisation keep your funds secure.

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Business card

Say goodbye to petty cash. Withdraw money and make payments with our Business card. Accepted wherever you see the Mastercard® logo.

More on our Business card

Counter access

Pay in cash and cheques at the counter at HSBC branches (which offer full or cash services), or Royal Bank of Scotland (RBS) branches in Scotland. You can also pay in cheques at any Post Office.

Added value services

Direct debits

Accept and make payments. Our Bacs bureau service lets you send money within the UK, or collect direct debits, securely and efficiently.

More on Bacs bureau service

Card payments

Take card payments for your goods and services, through our partnership with Worldpay.

More on taking card payments

Send money abroad

Make payments to overseas beneficiaries, either in pounds or foreign currency.


Protecting your money 

All your eligible deposits with CAF Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS). For more information on the scheme, view the FSCS leaflet or visit the FSCS website.

Apply for a CAF Cash account

Let us quietly support your goals, one transaction at a time.

Download an application pack

This product is provided by CAF Bank Ltd.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.