Be aware - types of threat

Threat

 

Do you know the biggest threats you face?

 

Types of threat

  • Malware and spyware

    ‘Malware’ is a shortened term for ‘malicious software’. It’s a computer virus that is installed onto your computer for the hackers' benefit, ie to spy on you, slow down your computer, advertise to you through pop-ups or re-direct you to another webpage.

    Spyware is a specific type of malware that monitors and logs your activity in order to steal personal information.

    What are the risks?

    • Fraudsters are most likely to use spyware in order to steal personal information. With this information they can impersonate you and access your accounts via online banking, or over the phone.
    • This can lead to a fraudster obtaining your username and passwords.
    • They can then open new accounts or apply for loans or overdrafts in your name.
    • Also beware of malware that re-directs you to look-a-like websites.

  • “Vishing”

    This involves a fraudster making phone calls to an individual, posing as bank staff, the Police or other official or company in a position of trust. The call may be made to coerce you into:

    • sending your money to another account for ‘safe keeping’ or ‘holding’.
    • withdrawing cash and handing it over to the fraudster for investigation.
    • giving out personal financial information, which can then be used to gain access to your finances.
    Ways to protect yourself from vishing:

    • Be wary of unsolicited phone calls, especially if you’re asked to provide personal information.
    • If you’re suspicious or feel vulnerable, don’t be afraid to terminate the call and say no to the caller’s requests.
    • Remember, it takes two people to terminate a call, so ensure the caller has also hung up and you have a clear line – you can use a different phone line to test the number.
    • Be wary of fraudsters using ‘call spoofing’ to deliberately fake the telephone number showing on your caller ID, making it look like a genuine bank telephone number.
    • Never share your security details with a third party. It’s important to keep your account and security details safe. We will never ask you for your PIN number or full security code word.
    • We’ll never send someone to collect your debit or credit cards from you.
    Criminals may already have basic information about you in their possession (ie name, address, account details), but don’t assume a caller is genuine because they have these details, or because they claim to represent us or another legitimate organisation.
  • “Phishing”

    Fraudsters send emails directing you to websites where you are asked to provide confidential personal or financial information.  These emails may appear to come from a legitimate site or email address, but they’re designed to steal your personal information and use it to access your accounts. Do not reply to or click on a link in an email that warns you that your account may be shut down unless you confirm your personal information. Instead contact the company in a way that you are sure is genuine, such as an authenticated telephone number. If you get an email claiming to be from us asking for personal information, please forward it to scamreporting@cafonline.org immediately.
  • Invoice Fraud

    Knowing the tricks criminals use could help protect your charity against invoice fraud.

    Fraudsters are becoming increasingly clever at deceiving, so it's up to us to become more vigilant in our everyday lives. Invoice fraud is on the increase for businesses and charitable organisations. Fraudsters spend a lot of time researching organisations and who their suppliers are - so it's vital for organisations to know what to look for and protect themselves against losing money.

    Financial Fraud Action UK have produced a leaflet which highlights just how criminals specialising in invoice fraud are targeting organisations and faking their supplier invoices.

    Read the Financial Fraud Action UK’s leaflet and protect your charity.

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Contact us

CAF

T: 03000 123 000
F: 03000 123 001

CAF Bank

T: 03000 123 456
F: 03000 123 600
E: cafbank@cafonline.org

Office opening hours: 9.00am to 5.00pm Monday to Friday (excluding bank holidays).

 

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