Meet the Charities and Lending Team 


Based all over the UK, our team members are committed to helping clients achieve their goals. Meet the faces and backgrounds behind the names.

Charities Team 

David Brown

David Brown

Senior Client Relations Manager

David has worked within the Financial and Third Sectors for 27 years. Professionally qualified, he has managed and developed Charity and Individual customer relationships. This has included managing successful teams as well as working in the Charity sector as a volunteer.

With a focus on business development and client relationships, David draws on experience in Lending and Investments to build relationships with Charities and Intermediaries to assist charities and not-for-profit organisations to further their charitable objectives.

Stephanie Chapman

Stephanie Chapman

Client Relations Executive

Stephanie has previously worked in cash management at Citigroup for more than 17 years. She's also worked as a self employed photographer and has spent a lot of time volunteering and fundraising for local charities.

Stephanie joined us in December 2019 and is excited to use her financial background and passion for charitable causes.

Ben Harris

Ben Harris

Business Development Manager
Ben has worked in the charity sector for over 12 years. Before joining CAF, he worked with a small national health charity. The strong growth he helped them achieve gave him a crucial insight to the challenges of maintaining sustainable funding streams

Find out more about Ben
Steven Jackson

Steven Jackson

Client Relationship Manager

Steve has over 30 years’ financial services experience across a broad mix of sectors developing long term, sustainable, relationships.

He helps charities and not for profit organisations, across north Wales, the Midlands and north west England, to source and secure the financial support needed to achieve their goals.

Charlotte Jago

Charlotte Jago

Client Relationship Executive

Charlotte joined CAF in 2005 and moved into the Charities team just over 6 years ago.

As a Client Relationship Executive, she supports and assists our Client Relationship Managers and Business Development Managers. Customer Service is at the heart of everything Charlotte does, and she feels proud to be helping charities with their needs.

Ben Jowitt

Ben Jowitt

Customer Relationship Manager

Ben has worked as a Client Relationship Manager at CAF since October 2015, providing support to a wide range of charities and not-for-profit organisations. He has helped his clients maximise the return they receive on cash surpluses, increase their income by looking at different methods of fundraising and has provided organisations with the finance required to invest in capital projects.

Prior to joining CAF, Ben worked for a firm that designed and implemented the application and monitoring processes for grant-making organisations and has also previously worked in retail and commercial banking for 25 years (latterly working with local government and charities).

Stuart Niven

Stuart Niven

Business Development Manager

After graduating with a Geography degree and working in the private sector, Stuart joined the charitable sector in 2003. He enjoys building relationships with charities across Scotland and the north of England. And he’s especially interested in social housing, becoming a Trustee of his local Housing Association in 2017.

Find out more about Stuart
Neil Poynton

Neil Poynton

Head of Charities. CAF

Neil has worked within the financial and third sectors for 30 years. He is highly experienced in managing the financial affairs and forging strong relationships with High Net Worth individuals, together with Business and Commercial entities.

With a primary focus on leading teams to develop business, Neil has taken his experience into the charitable sector and is currently Head of Charities. Building credible relationships is at the core of his working principles.

Find out more about Neil.

Lending Team 

Connor Baxter

Connor Baxter

Client Relationship Manager

Prior to joining us in 2016, Connor worked in private banking in central London. He has overseen a range of property-related lending cases, from small refurbishment projects to a ground-up development of 14 new-build properties. Connor now specialises in lending to charities and social purpose organisations. 


Find out more about Connor
Neil Chadwick

Neil Chadwick

Client Relations Manager

With over 35 years’ experience in financial services, including over a decade managing portfolios of investments for charitable organisations, Neil knows the challenges faced by charities.

Find out more about Neil
Danny Dickson

Danny Dickson

Client Relations Manager

Danny joined CAF Bank in 2017, bringing 40 years’ banking experience across various sectors including Corporate, Commercial, Charities and Social Housing.

He has been providing private finance solutions to the Scottish Social Housing sector since 1999, as well as having served as a volunteer on Housing Association and Credit Union Boards.

Joe Hehir

Joe Hehir

Client Relations Manager

Joe helps charities, co-operatives and other not-for-profit organisations compare the suitability of loan finance alongside other funding options, to further their objectives.

A former trustee, Joe has worked in the banking and charity sectors for over thirty years.

Richard Hunt

Richard Hunt

Head of Lending Business Development

Richard leads CAF Bank’s Charity Lending team. He works with both charities and Housing Associations to provide appropriate lending; helping them to make a real difference for their beneficiaries.

He is involved with the development of the CAF Bank lending proposition. As well as banking, Richard has worked in education finance and is a trustee of two charities.

Kelly Lillington

Kelly Lillington

Client Relations Executive

Kelly has worked in the Banking sector for 27 years with the vast majority of this spent supporting and managing small/medium businesses and the charity sector. Kelly is part of the Lending team in CAF bank helping charities and not-for-profit organisations access Bank finance to help them achieve their aims.

Scott Newman

Scott Newman

Head of Lending Business Development

Scott joined CAF Bank in 2014, bringing 14 years of private banking experience and a sound knowledge of development finance. He has a detailed knowledge of our entire lending offering, from charity loans to social purpose projects.


Find out more about Scott 

Andrew Smith

Andrew Smith

Client Relationship Manager

Andy joined CAF Bank in 2017, bringing extensive experience from his 30 years in lending roles within the banking industry. He has detailed knowledge of commercial and property transactions, which he has used to support all types of residential development and refurbishment projects. Now, he is focusing on wider charity and social purpose lending.


Find out more about Andrew
Sean Taylor

Sean Taylor

Business Development Manager

Sean is a Client Relations Manager supporting the borrowing requirements for many not-for-profit organisations including Housing Associations, Co-operatives and charities. Sean has been working within the charitable sector for the past 13 years.


Charities Aid Foundation © | Registered Charity Number 268369
25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA
10 St. Bride Street, London EC4A 4AD
Telephone: 03000 123 000