Meet the Charities and Lending Team 


Based all over the UK, our team members are committed to helping clients achieve their goals. Meet the faces and backgrounds behind the names.

Charities Team 

David Brown

David Brown

Head of Portfolio & Direct Lending
David has worked in the financial and third sectors for over 30 years. He has developed many charity and individual customer relationships over this time – and has experience in everything from managing successful teams to volunteering.

Find out more about David
Stephanie Chapman

Stephanie Chapman

Relationship Manager
Stephanie previously worked in cash management at Citigroup for more than 17 years. She's also worked as a self-employed photographer.

Find out more about Stephanie
Ben Harris

Ben Harris

Senior Relationship Director
Ben has worked in the charity sector for over 12 years. Before joining CAF, he worked with a small national health charity. The strong growth he helped them achieve gave him a crucial insight to the challenges of maintaining sustainable funding streams

Find out more about Ben
Steven Jackson

Steven Jackson

Relationship Director

Steve has over 30 years’ financial services experience across several sectors. He focuses on building long term, sustainable, relationships with his clients – something he knows helps organisations thrive in the long-term.


Find out more about Steven
Charlotte Jago

Charlotte Jago

Relationship Manager
Charlotte joined CAF in 2005. As a Client Relationship Executive, she supports our Client Relationship Managers and Business Development Managers. Customer service is at the heart of everything Charlotte does. She feels proud to help charities achieve their purpose.
Ben Jowitt

Ben Jowitt

Relationship Director
Ben has been providing support to a wide range of charities and not-for-profit organisations with CAF Bank since 2015. He has over 10 years’ experience working exclusively with charities, and previously worked in retail and commercial banking for 25 years. 

Find out more about Ben
Stuart Niven

Stuart Niven

Regional Director – North

After graduating with a Geography degree and working in the private sector, Stuart joined the charitable sector in 2003. He enjoys building relationships with charities across Scotland and the north of England. And he’s especially interested in social housing, becoming a Trustee of his local Housing Association in 2017.

Find out more about Stuart
Neil Poynton

Neil Poynton

Head of Charities Financial Services Transformation

Neil has worked within the financial and third sectors for over 30 years. His experience lies in working with high net worth individuals, as well as business and commercial entities. He believes in collaborating to create impact, and the power of building credible relationships with clients.


Find out more about Neil

Lending Team 

Connor Baxter

Connor Baxter

Relationship Director

Prior to joining us in 2016, Connor worked in private banking in central London. He has overseen a range of property-related lending cases, from small refurbishment projects to a ground-up development of 14 new-build properties. Connor now specialises in lending to charities and social purpose organisations. 


Find out more about Connor
Neil Chadwick

Neil Chadwick

Relationship Director

With over 35 years’ experience in financial services, including over a decade managing portfolios of investments for charitable organisations, Neil knows the challenges faced by charities.

Find out more about Neil
Danny Dickson

Danny Dickson

Relationship Director

Danny joined CAF Bank in 2017. He has over 40 years of banking experience across various sectors, including corporate, commercial, charities and social housing.


Find out more about Danny

Joe Hehir

Joe Hehir

Relationship Director

A former trustee, Joe has worked in the banking and charity sectors for over 30 years. He helps charities, co-operatives, housing associations and other not-for-profit organisations decide on the best funding option for their cause.


Find out more about Joe
Richard Hunt

Richard Hunt

Head of Customer & Lending

Richard leads CAF Bank’s Charity Lending team. He unites charities and housing associations with the best lending for them, so they can support their beneficiaries further.


Find out more about Richard

Kelly Lillington

Kelly Lillington

Associate Relationship Director

Kelly has worked in the banking sector for over 30 years. Most of this has been spent supporting and managing small to medium-sized businesses and charitable organisations. Kelly’s experience informs her approach to working with clients. She knows the variety of challenges that can arise in the charitable sector, and how the bank can best support organisations facing complex situations.

Scott Newman

Scott Newman

Regional Director – South

Scott joined CAF Bank in 2014, bringing 14 years of private banking experience and a sound knowledge of development finance. He has a detailed knowledge of our entire lending offering, from charity loans to social purpose projects.

Find out more about Scott 

Andrew Smith

Andrew Smith

Relationship Director

Andy joined CAF Bank in 2017, bringing extensive experience from his 30 years in lending roles within the banking industry. He has detailed knowledge of commercial and property transactions, which he has used to support all types of residential development and refurbishment projects. Now, he is focusing on wider charity and social purpose lending.


Find out more about Andrew
Sean Taylor

Sean Taylor

Senior Relationship Director

Sean supports the borrowing requirements for many not-for-profit organisations, from housing associations to co-operatives and charities. He has worked in the banking sector for the last 30 years, and in relationship manager roles for the last 20.


Find out more about Sean

Charities Aid Foundation © | Registered Charity Number 268369
25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA
10 St. Bride Street, London EC4A 4AD
Telephone: 03000 123 000