Welcome to CAF Bank

The bank dedicated to supporting charities and social purpose enterprises. So we understand what you need.

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Borrowing

Loans to support your vision and community

Flexible finance for the faith sector.

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Loan finance to help get a building project off the ground and open the doors to your community

Whether you are planning to buy a manse, build or redevelop a church, or to develop land assets, we’re here to help.

At CAF Bank, our secured loans are designed for UK-based charities and socialpurpose enterprises that have been running for at least three years.

We’re owned by Charities Aid Foundation (CAF), which means any surplus we make is reinvested to support the charitable sector. Borrowing from CAF Bank doesn’t just mean choosing a bank that shares your values and measures of success. It means benefitting from the specialist insight of our CAF colleagues too.

Every loan we’ve provided has a story to tell.

 

Here’s what we offer

  • Secured loans for land and property purchase, redevelopment, restoration and refurbishment projects
  • Refinancing of existing debt
  • Loan amounts of between £150,000 and £10m
  • Repayment terms over 2-25 years
  • Support of a dedicated relationship manager

What is a secured loan?

A secured loan is a loan backed by an asset your church or faith group owns. This could be a church property, for example. The asset is used as payment if you're unable to pay back the loan.

Download the brochure

Amplify the power of good

More than 14,000 charitable organisations use our banking, deposit account and lending services. The reason: we understand charity finance like nobody else and we share your values.

Owned by major UK charity the Charities Aid Foundation, our profits are reinvested to support the charity sector. We take time to understand your finances, governance, business plan and vision.

Crucially, by focusing on the heartbeat of your project – its impact on your congregation and beneficiaries – we help you to build a stronger community.

In good company

Take a look at some of the projects we have supported.

We’re here to help

Our experienced team is on-hand to help with any loan finance questions you have.

Get in touch

Useful resources 

Could a loan help your charity thrive?

How repayable finance could help you to deliver your charity’s future plans.

 Read our guide
Loan finance - Questions to consider

Our handy checklist will help you decide if a loan could be right for your charity.

 Things to consider before applying
Planning a building development?

Our free guides on repayable finance options and building projects are a good place to start.

 Things to consider before applying

Meet the experts

Richard Hunt

Director of Customer & Lending

About Richard

Joe Hehir ROUND

Joe Hehir

Relationship Director

About Joe

David Brown ROUND

David Brown

Head of Portfolio & Direct Lending

About David

CAF Bank loans are non-regulated products.

Loan applications subject to credit assessment. Security will be required.

Charity assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you're thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.

Legal Information

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.