Flexible charity loans from CAF Bank
Loans and overdraft facilities
to help your charity thrive
Obtaining flexible loan finance isn’t always a
straightforward process, as many commercial or high street lenders
simply don’t have the appetite for lending to charities.
CAF Bank takes a different view.
We offer a range of secured loans, unsecured loans and flexible
funding solutions exclusively to UK registered charities and
So, if you're looking to buy or develop
a new property, need additional working capital or are
looking to refinance existing borrowings, CAF Bank is ready to
help. Download the Financing the Future guide for everything you need to know about repayable finance.
Read full video transcript >
As a charity, you know how hard it is to keep everything running smoothly to make a bigger difference and find the right time and the right way to grow.
A loan can often be the help your charity needs. You might not have considered one before or been put off by lenders who don’t understand you.
CAF Bank is different: we exist to help charities.
We're owned by a registered charity ourselves and all our services are tailored to helping yours.
And any profit we make is reinvested into the charitable sector.
We offer secured loans from £50,000 to £5m with repayment terms up to 25 years.
Our experts will guide you through the process explaining the benefits and the risks to help you make the right financial choices and achieve your vision.
And really make your charity take off.
Contact us to find out how we can help you fund your charity’s future plans.
Loans are subject to accepted application and credit assessment.
CAF Bank has a dedicated team of experienced relationship
managers who will work with you to understand your organisation and
tailor an affordable solution that meets your needs and
circumstances. Call us now on 03000 123 444 to find out more. Lines are open Monday to Friday 9am to 5pm (excluding bank holidays).
Types of loan finance we are able to offer
We will always seek to provide you with a facility tailored to
your specific needs and can offer assistance in the form of:
- Term loans
- Development funding
- Working capital facilities
- Overdraft facilities/cashflow funding
- Secured loans between £50,000 and £5m
- Unsecured loans of up to £500,000
We're also happy to discuss
unsecured and secured overdraft facilities to a maximum of £500,000
unsecured and £1m secured although larger facilities may be
|Typical repayment Periods
- Secured loans up to a 25 year term
- Development loans up to a 2 year term
- Unsecured loans up to a 5 year term
We will always seek to offer
interest rates that are competitive in the market place. Interest
rates will be a fixed margin above base rate.
- Arrangement fees
- Renewal fees
- Solicitor's fees
- Valuation fees
Fees will be be charged at
competitive market rates and depend on the complexity of the loan
- Maximum Loan to Value normally 70%
- Secured loans typically involve taking a first legal charge
over the freehold or leasehold property (remaining term of lease to
be no less than 55 years)
- For Development loans we would look to secure any facility by
way of a first legal charge over the development site
- Other forms of security may be considered
CAF Bank Limited (CBL) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered under number 1837656. CBL is a subsidiary of Charities Aid Foundation (registered charity number 268369).