Personal giving

From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions.

DISCOVER OUR PERSONAL GIVING SOLUTIONS

Corporate giving

You have the vision for making a difference. So do we. We help you plan how to give based on your goals.

DISCOVER OUR CORPORATE GIVING SOLUTIONS

Services for charities

Helping your charity or social enterprise become more resilient.

DISCOVER HOW WE SUPPORT CHARITIES

Insights

Discover the latest insights for donors and charitable organisations to help create a greater impact

Explore

About us

We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Find out more about CAF
SERVICES FOR CHARITIES

Charity savings accounts

Savings products designed specifically for charities and social purpose enterprises

Make your charity's savings work harder


Does your organisation have funds it isn’t using at the moment?  

Whether through CAF Bank’s savings accounts or those introduced by CAF Financial Solutions Limited’s carefully selected partners, Shawbrook Bank and Flagstone Investment Management, we can help you put your money to work.  

We’re not like other financial organisations: we’re dedicated to serving charities and social purpose enterprises.  

Choose a way to save that suits your charity 

CAF Charity Deposit Platform

Pick from over 90 charity-friendly notice and fixed-term accounts from 20 or more banks and building societies. Minimum deposit: £150,000. Introduced by CFSL and provided by Flagstone Investment Management Limited

Instant access account

Grow your money in a CAF Bank account that you can make withdrawals from at any time. With the CAF Gold Account there are no penalties, no fuss. Exclusively for CAF Cash Account customers Provided by CAF Bank

CAF 60-day notice account

Give your cash reserves a chance to grow. Give 60 days' notice, and earn a better rate of interest. Introduced by CFSL and provided by Shawbrook Bank

CAF 12 month fixed term account

Make your savings work harder by putting them aside for longer in a 12-month fixed rate account. Introduced by CFSL and provided by Shawbrook Bank.

Compare your savings options 


Product type

Interest rate / frequency

Minimum deposit

Withdrawals

Minimum opening balance

Provider and promoter

 

CAF Charity Deposit Platform

Range of rates

None

Based on term and notice per deposit account

£150,000

Promoted by CAF Financial Solutions Limited and provided by Flagstone Investment Management ('Flagstone')

More about the Charity Deposit Platform

CAF Gold Account

2.30% (Gross Quarterly1)  / 2.32% (AER2)

None

Instant

None

CAF Bank

More about CAF Gold

Available to CAF Cash Account holders only

CAF 60 Day Notice Account - Issue 8 

Note: Previous Issues 1 – 7 are not paying this rate. Check the rates here: Historic Interest Rates

 

 

3.30%
AER2
Variable

Gross1
3.30% Annually
3.25% Monthly balances over £1,000

0.05% Gross1/AER2 for balances under £1,000

£1,000

60 days' notice

£1,000 to £10m

Promoted by CAF Financial Solutions Limited and provided by Shawbrook Bank Limited

More about the CAF 60 Day Notice Account

CAF 12 Month Fixed Rate Saver - Issue 8

4.30%
AER2
Variable

Gross1
4.30% Annually
4.22% Monthly

£1,000

After 12 months fixed term only

£1,000 to £10m

Promoted by CAF Financial Solutions Limited and provided by Shawbrook Bank Limited

More about the CAF 12 Month Fixed Rate Saver

Previous Issues and past offers – rates payable

Are your funds in a previous Issue of an account, or held on a matured funds account? If so check the interest rates here. You may be able to receive a higher return by switching to a current Issue or different account.

What we mean when we say...

1Gross – An interest rate with no tax deducted. Remember, it’s up to you to pay any tax due to HMRC.

2AER – Annual Equivalent Rate (of interest). That’s the interest calculated as if it were added just once each year. It’s how you compare interest rates on savings accounts.

 

A savings portfolio helps to fund a charity’s growth

How the Flicka Foundation's savings strategy is helping to strengthen the capacity of its dedicated team.


Read the full story

Talk to us about savings accounts


Need to talk things through? We’re here to help you make the right savings choices for your charity.  

Contact the team

Resources for your charity 


If your organisation is facing rising costs, increased demand and falling donations, we have resources that can help you to go on fulfilling your purpose.


View all resources

PROTECTING YOUR MONEY

Your eligible deposits with CAF Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Your eligible deposits held by Shawbrook Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Your eligible deposits with Lloyds Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Lloyds Bank, Mayfair Private Banking, Lloyds Bank Private Banking, WorldWide Service and Scottish Widows Bank. Charities Aid Foundation savings accounts in association with Scottish Widows Bank are also deposits with Lloyds Bank plc. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Accounts created on the Flagstone platform with onshore UK banks provide clients with the same FSCS protection as if the deposit had been placed directly with that bank. FSCS deposit protection is currently £85,000 per authorised bank per depositor.

Any deposits you hold above the limit are unlikely to be covered.

For more information on the scheme, view the FSCS leaflet or visit the FSCS website.

FSCS Protecting your money

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451). CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.

Shawbrook Bank Limited Registered office Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE. Registered in England – Company Number 388466. Shawbrook Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Scottish Widows Bank is a trading name of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450. CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered under number 2771873.
CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

The CAF Charity Deposit Platform is provided by Flagstone Group Ltd and introductions are made by CAF Financial Solutions Limited (CFSL).

Flagstone Group Ltd is authorised by the Financial Conduct Authority (Reference Number 605504) under the Payment Service Regulations 2017 for the provision of payment services. Flagstone, 1st Floor, Clareville House, 26-27 Oxendon Street, London, SW1Y 4EL