WHAT ARE THE BENEFITS OF INVESTING?

Whatever the size of your charity, making the most of your funds is one of the biggest responsibilities you face. As a charity, there are several reasons you might want to invest your money:

  • Maximise your long-term funds, in line with the Charity Commission guidance.
  • Generate a sustainable, reliable income to support your charity.
  • The potential to grow your money to expand in the future.
  • Could protect your funds against the impact of inflation.
  • The potential to generate better returns than holding cash in a bank account.

WHAT SHOULD WE INVEST IN?

We can't make those decisions for you, but we can help your charity get started with investing. If you need guidance, talk to an independent financial adviser before investing. When speaking to an adviser, make sure they have experience in advising charities about investing – and ask for references.

HOW DO I CALCULATE OUR RISK APPETITE?

Every investment carries risks, even a simple cash deposit, but it's important to understand and manage them. You need to think about everything from how comfortable you are that the total value of your charity's assets might fluctuate, to how easily you need to access your money.

Our article on writing an investment policy includes some things to think about when calculating your appetite for risk
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SHOULD WE SPEAK TO AN INDEPENDENT FINANCIAL ADVISER?

Different investments suit different investors; an independent financial adviser can assess your individual circumstances and offer investment advice for your charity, including an overview of your investment options, recommendations for the best route and provide ongoing support as you manage your charity's funds.