Individuals

GIFT AID

Everything you need to know about Gift Aid. Find out how you can grow your charitable giving by 25% through Gift Aid, plus much more.

WHAT IS GIFT AID?

Gift Aid gives you an extra 25p for every £1 you donate

Gift Aid is an income tax relief designed to benefit charities and Community Amateur Sports Clubs (CASCs). If you’re a UK taxpayer, Gift Aid increases the value of your charity donations by 25%, because the charity can reclaim the basic rate of tax on your gift – at no extra cost to you.

HOW DOES GIFT AID WORK?

The process is really simple

All you need to do is fill out a Gift Aid Declaration (GAD) form. This is a statement from you to the charity confirming that you want to donate through Gift Aid and receive tax back on your donation. Charities don’t pay tax on most types of income, which is why the tax paid on financial gifts can be claimed back.

Your donations won’t qualify for Gift Aid if they’re more than four times what you’ve paid in tax that tax year. If you stop paying enough tax at any point, you must tell the charity you’re donating to.

Are you an existing CAF customer?

To make changes to an existing GAD, call our Customer Service team on 03000 123 000 (between 8.30am and 5.30pm Monday-Friday, except public holidays).

If you have a CAF Charity Account, log in and choose ‘My profile’ then ‘Gift Aid my donations’.

How much more can you give through Gift Aid?

Gift Aid adds 25% to the value of your charity donation

IS MY DONATION ELIGIBLE FOR GIFT AID?

For a charity to claim Gift Aid on your donation, you must have paid UK Income or Capital Gains Tax that financial year. The tax you pay must be equivalent to the amount of Gift Aid the charity will reclaim on your donation that tax year (and will be claimed by other charities and CASCs). VAT and Council Tax don’t meet these criteria.

From April 2016 the income tax personal allowance has increased to £11,000 for individuals born after 5 April 1948. If your income is below £11,000, you won’t be able to claim Gift Aid on eligible donations.

It’s worth noting that you can’t claim Gift Aid on donations on behalf of someone else or a company.

Also, CAF Give As You Earn donations aren’t Gift Aid eligible as they’re taken from your wages before tax.

Are you a charity?

Key facts about claiming back Gift Aid on a donation:

  • You must be registered as a charity with the Charity Commission.
  • The individual must fill out a Gift Aid declaration form.
  • You can claim online and get payment within 5 weeks.

More about claiming Gift Aid as a charity

WHAT IF I’M A HIGHER RATE TAXPAYER?

If you’re a higher rate taxpayer, you can claim additional benefits for the donations you make to charity, which you can keep or pass on to a charitable organisation. Simply indicate how much you’ve donated when you complete your self-assessment form.

Learn more about Gift Aid from HMRC

OUR GIFT AID ELIGIBLE PRODUCTS AND SERVICES:

We offer a range of products and services to help you get the most from your giving.

Give to the causes you care about

CAF Charity Account

Complete control over how and when you choose to give to the causes you care about.

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CAF Charitable Trust

If you want to give more than £10,000, the CAF Charitable Trust is the most flexible way to support your favourite causes.

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Giving for UK-US taxpayers

CAF American Donor Fund

Make the most of your giving if you pay tax in the UK and US.

Giving made easy for dual taxpayers