Welcome to the Charities Aid Foundation

We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Personal giving From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions. Corporate giving You have the vision for making a difference. So do we. We help you plan how to give based on your goals. Services for charities Helping your charity or social enterprise become more resilient. Insights Discover the latest insights for donors and charitable organisations to help create a greater impact About us We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work. Donate  
 
 
 

Personal giving

From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions.

DISCOVER OUR PERSONAL GIVING SOLUTIONS

Corporate giving

You have the vision for making a difference. So do we. We help you plan how to give based on your goals.

DISCOVER OUR CORPORATE GIVING SOLUTIONS

Services for charities

Helping your charity or social enterprise become more resilient.

DISCOVER HOW WE SUPPORT CHARITIES

Insights

Discover the latest insights for donors and charitable organisations to help create a greater impact

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About us

We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Find out more about CAF

CAF Charity Deposit Platform

Every charity needs to build reserves without draining too much of its valuable time. We know – we’re a charity ourselves. That’s why we have a smarter way to save funds of £150,000 or more.

Find out more


Smarter savings for your charity – all in one place

 

The CAF Charity Deposit Platform gives you access to more than 90 savings accounts from over 20 banks and building societies – all through a single, secure online account.

If you are a UK-based charity with £150,000 or more to deposit, the platform can help you manage your funds more effectively. It is a simple way to spread risk, improve returns, and save valuable time on administration.

 

 

A fully digital service from a trusted provider

The platform is provided by Flagstone Investment Management, a leading savings platform provider. CAF Financial Solutions Limited (CFSL) introduces eligible charities to this service as part of our commitment to helping charities manage their finances with confidence. 

Access via your PC or through the mobile app.

 

 

Want to understand how deposit platforms work?

We know some charities are unfamiliar with deposit platforms – or unsure how they compare with traditional savings options. To help you decide whether it is right for your organisation, we have created a short article covering how deposit platforms work, their key features, and potential benefits.



Helping you make sense of deposit platforms

Why choose a single platform

Your choice of accounts

A range of fixed-term and notice accounts to choose from if you have at least £150,000 to save. Blend these in real-time on the platform.

A wide range of interest rates

Choose from a variety of rates depending on the bank, term, currency and account type you want.

Insights into each bank

Get free access to regularly updated, research-driven fact sheets that assess each bank, and building society on the platform.

Industry-leading security

Flagstone Investment Management uses the latest Transport Layer Security (TLS) to encrypt all data on the platform.

More than one currency type

You can choose a mix of accounts in GBP Sterling, US Dollars or Euros to meet your currency reserve requirements.

Locked disbursement

Your cash can’t be moved or transferred to any account other than its source account.

Let us show you how it works

Book onto our next webinar, and we’ll walk you through everything the CAF Charity Deposit Platform can do for your organisation.

Book your place
CASE STUDY


The CAF Charity Deposit Platform in action

Charity AKT uses the platform to move money easily between accounts and manage risk – leaving it with more time available to support LGBTQ+ people at risk of homelessness.

“I keep my eye on platform updates to see the new accounts coming in and consider which ones we’d want to use with the various filters you can add, such as time, bank accounts, terms and percentages, which is really helpful.”


Joanne McKenna, Director of Finance, AKT


Read the full story

Ready to apply?

Visit the platform site to download an application form.

Apply now

Protecting your money

Where a client and deposit is eligible, accounts created on the Flagstone platform with onshore UK banks provide clients with the same FSCS protection as if the deposit had been placed directly with that bank.

FSCS deposit protection is currently £120,000 per authorised bank per depositor. Any deposits you hold above the limit are unlikely to be covered.

For more information on the scheme, view the FSCS leaflet or visit the FSCS website.

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The CAF Charity Deposit Platform is provided by Flagstone Group Ltd and introductions are made by CAF Financial Solutions Limited (CFSL).

Flagstone Group Ltd is authorised by the Financial Conduct Authority (Reference Number 605504) under the Payment Service Regulations 2017 for the provision of payment services. Flagstone, 1st Floor, Clareville House, 26-27 Oxendon Street, London, SW1Y 4EL.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450..CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered under number 2771873. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

Flagstone will pay CFSL a contribution based on the value of the Assets under Management on the CAF Charity Deposit Platform. All CFSL's profits (after tax) are transferred to CAF and used to benefit the third sector in accordance with its charitable objectives. This amount will not affect your own savings balance or the interest payment you receive.

Telephone calls to the CAF Charity Deposit Platform Client Services Team at Flagstone may be monitored or recorded to comply with relevant legislation and for training purposes. Lines are open Monday to Friday 9am - 5pm (excluding English bank holidays).

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