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Helping your charity or social enterprise become more resilient.

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About us

We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Find out more about CAF

CAF Charity Deposit Platform

Every charity needs to build reserves without draining too much of its valuable time. We know – we’re a charity ourselves. That’s why we have a smarter way to save funds of £150,000 or more.

More than 90 accounts – through one application

The CAF Charity Deposit Platform gives you access to more than 90 charity-friendly savings accounts from as many as 20 or more banks and building societies. And all with just a single online application process – saving you considerable time and effort.

If your charity is based in the UK with funds in excess of £150,000 to deposit, it could take advantage of a fully digital savings platform provided by our partners, Flagstone Investment Management.

The CAF Charity Deposit Platform is provided by Flagstone Investment Management, with introductions made by CAF Financial Solutions Limited (CFSL).


Why choose a single platform

Your choice of accounts

A range of fixed-term and notice accounts to choose from if you have at least £150,000 to save. Blend these in real-time on the platform.

A wide range of interest rates

Choose from a variety of rates depending on the bank, term, currency and account type you want.

Insights into each bank

Get free access to regularly updated, research-driven fact sheets that assess each bank, and building society on the platform.

Industry-leading security

Flagstone Investment Management uses the latest Transport Layer Security (TLS) to encrypt all data on the platform.

More than one currency type

You can choose a mix of accounts in GBP Sterling, US Dollars or Euros to meet your currency reserve requirements.

Locked disbursement

Your cash can’t be moved or transferred to any account other than its source account.

Let us show you how it works

Book onto our next webinar, and we’ll walk you through everything the CAF Charity Deposit Platform can do for your organisation.

Book your place
CASE STUDY


The CAF Charity Deposit Platform in action

Charity AKT uses the platform to move money easily between accounts and manage risk – leaving it with more time available to support LGBTQ+ people at risk of homelessness.

“I keep my eye on platform updates to see the new accounts coming in and consider which ones we’d want to use with the various filters you can add, such as time, bank accounts, terms and percentages, which is really helpful.”


Joanne McKenna, Director of Finance, AKT


Read the full story

Ready to apply?

Visit the platform site to download an application form.

Apply now

Protecting your money

Where a client and deposit is eligible, accounts created on the Flagstone platform with onshore UK banks provide clients with the same FSCS protection as if the deposit had been placed directly with that bank.

FSCS deposit protection is currently £85,000 per authorised bank per depositor. Any deposits you hold above the limit are unlikely to be covered.

For more information on the scheme, view the FSCS leaflet or visit the FSCS website.

FSCS image

The CAF Charity Deposit Platform is provided by Flagstone Group Ltd and introductions are made by CAF Financial Solutions Limited (CFSL).

Flagstone Group Ltd is authorised by the Financial Conduct Authority (Reference Number 605504) under the Payment Service Regulations 2017 for the provision of payment services. Flagstone, 1st Floor, Clareville House, 26-27 Oxendon Street, London, SW1Y 4EL.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority under registration number 189450..CFSL Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. Registered under number 2771873. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

Flagstone will pay CFSL a contribution based on the value of the Assets under Management on the CAF Charity Deposit Platform. All CFSL's profits (after tax) are transferred to CAF and used to benefit the third sector in accordance with its charitable objectives. This amount will not affect your own savings balance or the interest payment you receive.

Telephone calls to the CAF Charity Deposit Platform Client Services Team at Flagstone may be monitored or recorded to comply with relevant legislation and for training purposes. Lines are open Monday to Friday 9am - 5pm (excluding English bank holidays).