Everyday banking


Make Business card payments in pounds or in a foreign currency and make a cash withdrawal in pounds in the UK or foreign currency outside the UK, wherever you see the Mastercard® sign.

Download an application form


You can apply for nominated individuals within your organisation to be issued with a CAF Bank Business card.

Cardholders can use the Business card to make payments for goods and services from your CAF Cash Account in person, over the phone or online in the UK and overseas.

You can also make a cash withdrawal at ATMs wherever you see the Mastercard sign.

The card lets you:

  • make a cash withdrawal up to £3001 cash per day on each card
  • make payments 24/7
  • make card payments online

Find out more about the Business card.

Download a brochure

1subject to any limit we may apply as part of security measures from time to time.


No bank charges

CAF Bank won't charge you to issue your card or make payments or cash withdrawals. Some merchants may charge, but must tell you if any charges are payable at the time of the payment or cash withdrawal.

Pay with confidence

The card uses Chip and PIN security for in-store payments and cash withdrawals. Authorisations are only allowed if you have the available balance on your CAF Cash account.

Paying online

You can make Business card payments online 24/7. Online payments are randomly verified by use of Mastercard Identity Check™.


Apply for the CAF Bank Business card, or get in touch with us on 03000 123 456 to learn more (9am – 5pm, Monday to Friday, excluding English bank holidays).


Please read Business card cardholder security measures to ensure that your cardholders follow best card security practice.

Report any lost or stolen card immediately on our 24 hour lost and stolen number 03000 123 606.

For tips on how to protect your charity, visit the UK Finance 'Take five to stop fraud' website. 


Common questions

  • What is a CAF Bank Business card?

    The card is a business card and not a credit or debit card. It is linked to your CAF Cash Account so that any card payments or cash withdrawals will only be allowed if you have the available balance in your account.

  • Who can apply for a CAF Bank Mastercard ® Business card?
    Charitable organisations who hold a CAF Cash Account, or who are applying for one.
  • Which individuals within a charitable organisation can have a Business card?

    Any individual nominated by the charitable organisation. Please refer to the Important Guidance.

  • What is the limit for contactless card payments?

    The limit for contactless card payments increased from £30 to £45 from 1 April 2020, as part of the banking industry’s response to the Covid-19 outbreak to support consumers who choose to reduce contact made via cash and Chip & PIN transactions and pay using contactless.

    The software on card payment machines will be updated to accept the new £45 limit. Software will be rolled out from 1 April 2020 but with hundreds of thousands of terminals in the UK, the updating process will happen gradually.

    If a purchase costs more than £30 and the machine has not yet been updated to accept £45 transactions, then contactless card payments will not be an available option above £30. To find out if a retailer accepts the new limit, ask in store and follow the prompts on the card payment machine.

It's your responsibility to ensure that cardholders are carefully selected and that they operate the Business card in accordance with the CAF Bank General Terms and Conditions.

Read all FAQs

Can’t find the answer to your question?

Get in touch with our team, who will be happy to help you.

Get in touch now


Ready to get started?


Start making Business card payments from your CAF Cash account.

Download an application form


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Strategic consultancy

Our Advisory team has years of experience helping charities become more successful.

How we can help

This product is provided by CAF Bank Ltd.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.