Investment knowledge centre

PLAN YOUR CHARITY'S INVESTMENTS

Different investments suit different investors, so it’s important to create a plan that will benefit your organisation.

The value of investments may fall as well as rise. You may not get back the full amount that you originally invested. Past performance is not a guide to future performance. There is no guarantee about the level of capital or income returns that will be generated.

CONSIDER YOUR GOALS

When you’re planning your investments, clear objectives and a good understanding of the options available to you will help you meet your goals. Here are some important factors you can think about now:

  • Length of your investment – long-term or short-term?
  • Your appetite for risk – where does your charity fit on the scale; are you cautious or adventurous?
  • Access to your money – do you need to take out funds at any point?
  • Income – are you investing to create a sustainable income?
  • Ethical concerns – do you have ethical criteria for your investments?
  • Diversification – should you invest across a range of investments?
  • Past performance – how have the investments performed in the past?
  • Management – how actively do you want to manage your investments?

New to investments? Our guide to getting started with investing and charity investing FAQs can help.

Different investments suit different investors, so it’s important to get advice from an independent financial adviser. Find out more about investment advice for charities.

YOUR INVESTMENT OPTIONS

CAF Funds

Our flexible range of investments with award-winning partners, designed for charities of all sizes.

Common Investment Funds (CIFs)

Specifically set up for charities, these funds are also charities in their own right.

Charity-specific funds

Other funds designed specifically for charities. Plus funds which aren’t charity specific but offer exposure to specific markets or types of investment eg regions.

Direct investment

Invest directly through shares or equities, bonds or gilts.

What do these mean?

CAF Managed Portfolio service

If you're not ready to manage your own investments online, the CAF Managed Portfolio Service* gives you easy access to a range of investment profiles that could meet your specific risk and return objectives.

*This service is promoted by CAF Financial Solutions Limited and operated by Octopus Investments.

PREFER TO INVEST DIRECTLY?

If you already know what you want, you can invest directly in companies and organisations. It's easy to buy and sell a wide range of:

  • Shares, or equities – When you buy shares in a company, you're buying a stake in the company's capital. Shares have the potential to generate higher returns than bonds, but can also represent a higher-risk option.
  • Bonds – When you buy a bond, you're effectively lending money to a company or government for a fixed period of time, at a fixed or variable rate of interest - just like an IOU. Bonds typically come with lower risk than shares, but when interest rates are low, they can pay lower returns.
  • Gilts, or government bonds – These are bonds issued by the UK government and act as an IOU from the Chancellor of the Exchequer to fund the running of the country.

WE MAKE PLANNING YOUR INVESTMENTS EASIER

Use Investment Explorer to research funds from a variety of managers – without risking your charity’s money.

Create model portfolios from up to 500 funds, including those designed specifically with charity needs in mind.

Register for Investment Explorer today

RESEARCHING INVESTMENTS

Growth and value investing – what does it mean?

Understanding the investment style of your fund manager before you invest will help you feel more confident about your decisions.

Investment strategies and styles

Understanding investment structures and managers

From multimanager to single manager; which funds are best for your organisation?

Know your investment structures
What is your charity

What’s your attitude to risk?

All investments carry risk; understanding the relationship is the first step.

Risk vs returns

LEARN MORE ABOUT PLANNING YOUR CHARITY'S INVESTMENTS

Our articles are packed full of useful guidance on a range of topics around planning your investments

Need more help?

FIND AN INDEPENDENT FINANCIAL ADVISOR

We can’t give advice, so we’d recommend that you find an independent financial advisor before investing.

More about investment advice for charities

Manage your charity’s investments


How can you make sure that you’re getting the best from your investments?

News from fund managers


Opinions and commentary on the market, brought to you by experts in the charity investment market.

Events for charity investors


Deepen your knowledge of investing and meet other like-minded charity professionals.

CAF Financial Solutions Limited (CFSL) is authorised and regulated by the Financial Conduct Authority FRN 189450. Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA. CFSL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

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