UK Local Giving Report 2026
The UK Local Giving Report 2026 explores how charitable giving differs across the UK and the local factors that influence generosity.
We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.
From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions.
DISCOVER OUR PERSONAL GIVING SOLUTIONSYou have the vision for making a difference. So do we. We help you plan how to give based on your goals.
DISCOVER OUR CORPORATE GIVING SOLUTIONSHelping your charity or social enterprise become more resilient.
DISCOVER HOW WE SUPPORT CHARITIESDiscover the latest insights for donors and charitable organisations to help create a greater impact
ExploreWe are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.
Find out more about CAF
Ray Milne brings over 40 years of experience in financial services having held senior roles in Bank of Scotland and Lloyds Banking Group and more recently was Chief Risk Officer for Schroders Personal Wealth - a Joint Venture between Lloyds and
Schroders plc. Ray also serves as a Non-Executive Director for Stafford Building Society and Foresters Friendly Society and is a Trustee at Horton Housing Association in Bradford where he chairs the Group Audit and Risk Committee.
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Qualified Chartered Actuary, Past Council member and Past Vice President of the Chartered Insurance Institute, Ray is passionate about contributing to the communities served by the companies he works with which is why he is the Board Consumer Duty
Champion for Foresters and the Together With Tenants Champion for Horton Housing - ensuring that the tenants voice is heard at the Board.
Married with four grown up children Ray is a keen walker and hiker in the Yorkshire Pennines near
where he lives, a passion he often uses for fundraising.
CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).
CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.
The UK Local Giving Report 2026 explores how charitable giving differs across the UK and the local factors that influence generosity.
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