Welcome to the Charities Aid Foundation

We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Personal giving From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions. Corporate giving You have the vision for making a difference. So do we. We help you plan how to give based on your goals. Services for charities Helping your charity or social enterprise become more resilient. Insights Discover the latest insights for donors and charitable organisations to help create a greater impact About us We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work. Donate  
 
 
 

Personal giving

From one-off donations to long-term giving, or designing your personal philanthropic strategy, we work together to help you realise your giving ambitions.

DISCOVER OUR PERSONAL GIVING SOLUTIONS

Corporate giving

You have the vision for making a difference. So do we. We help you plan how to give based on your goals.

DISCOVER OUR CORPORATE GIVING SOLUTIONS

Services for charities

Helping your charity or social enterprise become more resilient.

DISCOVER HOW WE SUPPORT CHARITIES

Insights

Discover the latest insights for donors and charitable organisations to help create a greater impact

Explore

About us

We are a leading charity, working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

Find out more about CAF
About CAF Bank

CAF Bank Director profile

Ray Milne


Independent Non-Executive Director


Ray Milne brings over 40 years of experience in financial services having held senior roles in Bank of Scotland and Lloyds Banking Group and more recently was Chief Risk Officer for Schroders Personal Wealth - a Joint Venture between Lloyds and Schroders plc.  Ray also serves as a Non-Executive Director for Stafford Building Society and Foresters Friendly Society and is a Trustee at Horton Housing Association in Bradford where he chairs the Group Audit and Risk Committee.

A Qualified Chartered Actuary, Past Council member and Past Vice President of the Chartered Insurance Institute, Ray is passionate about contributing to the communities served by the companies he works with which is why he is the Board Consumer Duty Champion for Foresters and the Together With Tenants Champion for Horton Housing - ensuring that the tenants voice is heard at the Board.

Married with four grown up children Ray is a keen walker and hiker in the Yorkshire Pennines near where he lives, a passion he often uses for fundraising.

Ray Milne Headshot

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).

CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.

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