Personal banking


CAF Bank’s personal banking service makes it easy to help the causes you care about

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We know that it’s important to be able to manage your everyday banking in an effective way, with dedicated support from your own relationship manager.

People who are passionate about making a difference want to be able to support the causes they care about, in a structured and tax-effective way, whenever they want to.  



Bespoke banking

Essential day-to-day banking based on your individual requirements

A first-class, personal approach

Access to a dedicated relationship manager

Supports your philanthropy

Personal banking connected to your charitable giving account

*at the Bank's discretion, subject to status and credit assessment

Overdraft facility

Flexible borrowing with overdraft*

More than just banking

We reinvest any profit back into the charitable sector

Online banking

24/7 access to manage your transactions with convenience and ease


Email, telephone and face-to-face banking

Paying money in and out

A debit card, cheque and paying-in books

*At the Bank’s discretion, subject to status and credit assessment


  • Charity is in our DNACAF Bank is owned by a major UK charity, Charities Aid Foundation (CAF).
  • Supporting charitable work – our profits are reinvested to help fund CAF’s work supporting the charitable sector.
  • Shared values – our ethical approach means we’re devoted to helping you make a real difference.
  • UK-based support – our friendly, experienced team is on hand to help you.
  • Dependable – we're committed to serving you with integrity and professionalism.
  • CAF Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.


The Personal Account costs £25 per month. Please refer to our latest Tariff of Charges for further details. 

Linked to a CAF Charity  Account, you’ll reduce your Charity Account charges down to 1%, meaning more of your money goes to your cause. 

The personal touch

Our team of dedicated relationship managers  will deliver a first class banking service to you. We’re committed to supporting you with integrity and professionalism.

We’ll work with you to understand your individual requirements so that we can support your everyday banking transactions and any other personal banking needs.

Want to know more?


Our professional team is ready to answer any questions you have.

Contact the team


Why do small charities need your help?

Recent research shows that that demand for services has increased for four out of five organisations in the last year.

Three steps to making the most of your giving

Giving should be rewarding for you and the charities you support. With a bit of planning, your philanthropy can create the impact you want.

Meet the team

Our expert team can help people like you, who expect their banking services to support their values.


We offer a range of products and services to help you get the most out of giving.

Development finance

We offer flexible loans to help you with your property purchase, redevelopment and refurbishment.

Learn more
Give to the causes you care about

CAF Charity Account

Complete control over how and when you choose to give to the causes you care about.

A better way to give
Make a real difference with a CAF Trust

CAF Charitable Trust

If you want to give more than £10,000, the CAF Charitable Trust is the most flexible way to support your favourite causes.

Start transforming lives around the world

CAF Resilience

Support our new initiative to help small and medium UK charities grow more resilient.

Help charities weather the storms

This product is provided by CAF Bank Ltd.

CAF Bank Limited (CBL) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered under number 1837656. CBL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

Your personal or company’s assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.