Personal banking

A PERSONAL BANKING ACCOUNT FOR PEOPLE WHO CARE

CAF Bank’s personal banking service makes it easy to help the causes you care about

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A PERSONAL BANKING SERVICE

We know that it’s important to be able to manage your everyday banking in an effective way, with dedicated support from your own relationship manager.

People who are passionate about making a difference want to be able to support the causes they care about, in a structured and tax-effective way, whenever they want to.  

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FEATURES

Bespoke banking

Essential day-to-day banking based on your individual requirements

A first-class, personal approach

Access to a dedicated relationship manager

Supports your philanthropy

Personal banking connected to your charitable giving account

*at the Bank's discretion, subject to status and credit assessment

Arranged Overdraft facility

Flexible borrowing with an arranged overdraft*

More than just banking

We reinvest any profit back into the charitable sector

Online banking

24/7 access to manage your transactions with convenience and ease

Flexibility

Email, telephone and face-to-face banking

Receiving and Sending money

A debit card, cheque and paying-in books

*At the Bank’s discretion, subject to status and credit assessment

WHY CHOOSE US?

  • Charity is in our DNACAF Bank is owned by a major UK charity, Charities Aid Foundation (CAF).
  • Supporting charitable work – our profits are reinvested to help fund CAF’s work supporting the charitable sector.
  • Shared values – our ethical approach means we’re devoted to helping you make a real difference.
  • UK-based support – our friendly, experienced team is on hand to help you.
  • Dependable – we're committed to serving you with integrity and professionalism.
  • CAF Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

HOW MUCH WILL IT COST?

There is a monthly fee of £25 for maintaining the CAF Bank Personal Account.

Linked to a CAF Charity  Account, you’ll reduce your Charity Account charges down to 1%, meaning more of your money goes to your cause. 


The personal touch

Our team of dedicated relationship managers  will deliver a first class banking service to you. We’re committed to supporting you with integrity and professionalism.

We’ll work with you to understand your individual requirements so that we can support your everyday banking transactions and any other personal banking needs.
 

How we describe our banking services

The meaning of the words and phrases we use are detailed in the CAF Bank General Terms and Conditions, Section 1, Meaning of words and phrases.

In addition, the Financial Conduct Authority has published a set of standardised terms and definitions that all banks use to describe their payment account services. A glossary of the terms and definitions we use is available to view here. These definitions apply to each term, unless we clearly explain otherwise.

We set out the cost of our banking services in the CAF Cash Account Fee Information Document, which is designed to make it easier for you to compare the cost of our services with those of other banks. 

Want to know more?

TALK TO US TODAY

Our professional team is ready to answer any questions you have.

Contact the team

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Meet the team


Our expert team can help people like you, who expect their banking services to support their values.

OUR OTHER PRODUCTS AND SERVICES

We offer a range of products and services to help you get the most out of giving.

Development finance

We offer flexible loans to help you with your property purchase, redevelopment and refurbishment.

Learn more
Give to the causes you care about

CAF Charity Account

You put a little aside when you have it, to support your favourite causes whenever you want.

Find out about our £50 offer
Make a real difference with a CAF Trust

CAF Charitable Trust

If you want to give more than £10,000, the CAF Charitable Trust is the most flexible way to support your favourite causes.

Start transforming lives around the world

CAF Resilience

Support our new initiative to help small and medium UK charities grow more resilient.

Help charities weather the storms

This product is provided by CAF Bank Ltd.

CAF Bank Limited (CBL) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered under number 1837656. CBL is a subsidiary of Charities Aid Foundation (registered charity number 268369).

Your personal or company’s assets may be at risk if you do not keep up with the repayments for a mortgage, loan or any other debt secured on them.

If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you pay.